4202 Jay St, Johnsburg (McHenry), IL 60051 Property Records

McHenry County property record for 4202 Jay St, Johnsburg, IL 60051

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 2,288 sqft · built 2006
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on Record
Last Sale	$412,000 (Oct 2023)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-15-429-019`

Property Details

APN / Parcel Number

Primary APN	`09-15-429-019`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,288 sqft Living Area
Gross Area	3,655 sqft
1st Floor Area	1,405 sqft
Basement Area	1,172 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	12,000 sqft
Lot Dimensions	150 ft deep x 80 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	64 sqft
Deck Area	383 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4202 JAY ST
City	JOHNSBURG
State	IL
Zip	60051-5431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2007R0083194 LT 24 REMINGTON GROVE OF JOHNSBURG PHASE 1 MEMO: NOTHNAGEL, CARL G/ ZAWACKI, LINDSEY K
Legal Subdivision	REMINGTON GRV/JOHNSBURG PH 01
Legal Phase	1
Legal Lot Number	24
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2003
Census Tract	870604

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4202 JAY ST, JOHNSBURG, IL 60051-5431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage A & N MORTGAGE SERVICES INC
Oct 17, 2023	Warranty Deed, Transfer · Conventional Mortgage A & N MORTGAGE SERVICES INC
Apr 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2023 · Amount on Record
Deed Sale	Oct 17, 2023 · Amount on Record
Prior Sale	Dec 27, 2007 · Amount on Record
Deed Document Number	2023R0026319
Record Updated	Jun 7, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4202 JAY ST, JOHNSBURG, IL 60051-5431
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	LAKESHORE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4202 JAY ST, JOHNSBURG, IL 60051-5431

Mortgage

Document Number	0000027964
Date	Oct 9, 2025
Instrument	2025R0027964

Lender

Name	A & N MORTGAGE SERVICES INC
Type	Mortgage Company
Address	CHICAGO, IL 60642

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.5%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 17, 2023
Property Address	4202 JAY ST, JOHNSBURG, IL 60051-5431
Document Number	0000026319
Map Reference	DOC 20063R0030343
Instrument Date	Sep 8, 2023
Instrument	2023R0026319
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4202 JAY ST, JOHNSBURG, IL 60051-5431

Mortgage

Document Number	0000026320
Date	Oct 17, 2023
Instrument	2023R0026320

Lender

Name	A & N MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.37%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4202 JAY ST, JOHNSBURG, IL 60051-5431
Document Number	0000013346
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4202 JAY ST JOHNSBURG IL 600515431, JOHNSBURG, IL 60051-5431

Mortgage

Document Number	0000013346
Date	Apr 16, 2020
Instrument	13346

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 15, 2035

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	Johnsburg Village
Unified School District	Johnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$95,102 Land $14,812 Building $80,290	$285,306 Land $44,436 Building $240,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1990–2013)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

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