4205 Carter Dr, Smithville, MO 64089 Property Records

Platte County property record for 4205 Carter Dr, Smithville, MO 64089

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,552 sqft · built 1978
Lot Size0.69 acres (30,056 sqft)
Owner2 Individual Names on Record
Last Sale$200,000 (Jan 2019)
Tax Bill$3,640 (2024)
Deeds & MortgagesOct 2022 Sale
Jan 2019 Construction Loan
+ 3 more
Flood ZoneZone X (minimal risk)
APN11-90-32-400-001-015-000

Property Details

APN / Parcel Number

Primary APN11-90-32-400-001-015-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,552 sqft Living Area
Gross Area3,472 sqft
1st Floor Area1,192 sqft
Basement Area1,192 sqft
Finished Basement1,192 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1981
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area30,056 sqft (0.69 acres)
Lot Dimensions243 ft deep x 125 ft wide
Garage TypeAttached
Garage Area1,352 sqft
Parking Spaces5 Parking Spaces
Deck Area560 sqft
Patio Area672 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address4205 CARTER DR
CitySMITHVILLE
StateMO
Zip64089-8541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH GALE A TR LAND SEC 32 T 53 R 33 SE1/4 DAF : BE SLY COR LOT 7 BLK 3 SOUTH GATE
Legal Range33W
Legal Township53N
Legal Section32
Legal SubdivisionSOUTH GALE
Legal Block3
Legal Lot Number7
JurisdictionPLATTE MO
Township / Civil DivisionCARROLL
Census Block Group2
Census Block2001
Census Tract30601

Owner

Source: Platte County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4205 CARTER DR, SMITHVILLE, MO 64089-8541
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2022Beneficiary Deed, Transfer
Jan 15, 2019Warranty Deed, Transfer · Construction Mortgage
PLATTE VLY BK/MO
Mar 7, 2019Correction Deed
STEWART TITLE
Mar 13, 2018Loan Modification, Mortgage
PLATTE VLY BK/MO
Nov 1, 2017Deed of Trust, Mortgage
PLATTE VLY BK/MO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 15, 2019 · Amount on Record
Deed SaleJan 15, 2019 · Amount on Record
Deed Document Number2019456
Deed Book / Page1307 / 376
Last Transfer DateOct 3, 2022
Transfer Doc0013850038
Record UpdatedSep 20, 2026

October 2022: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionPLATTE MO
Recording DateOct 3, 2022
Property Address4205 CARTER DR, SMITHVILLE, MO 64089-8541
Document Number0013850038
Book / Page1385 / 38
Instrument DateOct 3, 2022
Instrument2022013543
Transaction TypeTransfer
Record UpdatedAug 16, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4205 CARTER DR, SMITHVILLE, MO 64089-8541

Transferred To (Grantee/Buyer)

NameVerified Name

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPLATTE MO
Recording DateJan 15, 2019
Property Address4205 CARTER DR, SMITHVILLE, MO 64089-8541
Document Number0013070376
Book / Page001307 / 000376
Instrument DateJan 14, 2019
Instrument456
Transaction TypeTransfer
Record UpdatedJan 29, 2019
Title CompanyKANSAS CITY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4205 CARTER DR SMITHVILLE MO 640898541, SMITHVILLE, MO 64089-8541

Mortgage

Document Number13070405
DateJan 15, 2019
Book Page001307/000405
Instrument485
Lender
NamePLATTE VLY BK/MO
TypeBank
AddressPLATTE CITY, MO 64079
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJan 14, 2020

March 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionPLATTE MO
Recording DateMar 7, 2019
Property Address4205 CARTER DR, SMITHVILLE, MO 64089-8541
Document Number0013090120
Book / Page001309 / 000120
Instrument DateJan 14, 2019
Instrument2205
Record UpdatedMar 25, 2019
Title CompanySTEWART TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4205 CARTER DR SMITHVILLE MO 640898541, SMITHVILLE, MO 64089-8541

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPLATTE MO
Property Address4205 CARTER DR, SMITHVILLE, MO 64089-8541
Document Number0012930354
Instrument DateMar 13, 2018
Transaction TypeMortgage
Record UpdatedMar 29, 2018
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0012930354
DateMar 16, 2018
Book Page001293/000354
Instrument3347
Lender
NamePLATTE VLY BK/MO
TypeBank
AddressPLATTE, MO 64079
Agreement
AmountAmount Recorded

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLATTE MO
Property Address4205 CARTER DR, SMITHVILLE, MO 64089-8541
Document Number0012870558
Book / Page001287 / 000558
Instrument DateNov 1, 2017
Transaction TypeMortgage
Record UpdatedDec 12, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4205 CARTER DR SMITHVILLE MO 640898541, SMITHVILLE, MO 64089-8541

Mortgage

Document Number0012870558
DateNov 6, 2017
Book Page001287/000558
Instrument14791
Lender
NamePLATTE VLY BK/MO
TypeBank
AddressPLATTE CITY, MO 64079
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Platte County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyPlatte County
Unified School DistrictSmithville R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$51,178 (-) Land $9,306 Building $41,872$269,357 (-) Land $48,978 Building $220,379
2024$3,640.00 (+4.33%)
2023$3,489.00 (+133.22%)$51,178 (+8.2%) Land $9,306 Building $41,872$269,357 (+8.2%) Land $48,978 Building $220,379
2022$47,300 Land $9,306 Building $37,994
2021$248,944 Land $48,978 Building $199,966
2018$1,496.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 72% of Missouri
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPLATTE CO PWSD 4
serves 9,552 people · EPA ID MO1024478
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

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