4250 Carter Dr, Smithville, MO 64089 Property Records

Platte County property record for 4250 Carter Dr, Smithville, MO 64089

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,092 sqft · built 1974
Lot Size	0.739 acres (32,234 sqft)
Owner	Individual Name on File
Tax Bill	$2,469 (2023)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-9.0-32-400-002-008-000`

Property Details

APN / Parcel Number

Primary APN	`11-9.0-32-400-002-008-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	2,184 sqft
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Finished Basement	572 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Architectural Style	Other
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	32,234 sqft (0.739 acres)
Parking Spaces	8 Parking Spaces
Deck Area	80 sqft
Patio Area	80 sqft
Utility Building	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4250 CARTER DR
City	SMITHVILLE
State	MO
Zip	64089-8541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH GALE LOT 6 BLK 1
Legal Range	33
Legal Township	53
Legal Section	32
Legal Subdivision	SOUTH GALE
Legal Block	1
Legal Lot Number	6
Jurisdiction	PLATTE MO
Township / Civil Division	CARROLL
Census Block Group	2
Census Block	2001
Census Tract	30601

Owner

4250 Carter Dr is owned and occupied by an individual who acquired it in November 2005.

Source: Platte County records, as of January 5, 2024

Owner of Record	Individual Name on File
Mailing Address	4250 CARTER DR, SMITHVILLE, MO 64089-8541
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2005
Deed Sale	Nov 1, 2005
Deed Document Number	0010690844
Deed Book / Page	1069 / 844
Prior Transfer Date	Oct 26, 2005
Prior Transfer Doc	0010690844
Record Updated	Jun 7, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLATTE MO
Property Address	4250 CARTER DR, SMITHVILLE, MO 64089-8541
Document Number	0012740865
Book / Page	001274 / 000865
Instrument Date	Feb 10, 2017
Transaction Type	Mortgage
Record Updated	May 4, 2017
Title Company	THOMSON AFFINITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4250 CARTER DR SMITHVILLE MO 640898541, SMITHVILLE, MO 64089-8541

Mortgage

Document Number	0012740865
Date	Feb 15, 2017
Book Page	001274/000865
Instrument	2009

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	180 Months
Due	Feb 14, 2032

Tax Assessment & Valuation

Source: Platte County assessment roll, as of May 31, 2023

Property Jurisdictions

Type	Name
State	Missouri
County	Platte County
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,469.00	$36,214 Land $9,344 Building $26,870	$190,599 Land $49,180 Building $141,419
2018	$1,419.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4250 Carter Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4250 Carter Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLATTE CO PWSD 4 serves 9,552 people · EPA ID MO1024478
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20