Platte County property record for 4085 Carter Dr, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,358 sqft · built 1972 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $422,900 (Jun 2021) |
| Tax Bill | $2,928 (2024) |
| Deeds & Mortgages | Jun 2021 Mortgage May 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-90-32-400-001-012-000 |
| Primary APN | 11-90-32-400-001-012-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,358 sqft Living Area |
| Gross Area | 3,640 sqft |
| 1st Floor Area | 1,316 sqft |
| Basement Area | 1,316 sqft |
| Finished Basement | 1,316 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 30,056 sqft (0.69 acres) |
| Lot Dimensions | 110 ft deep x 161 ft wide |
| Garage Type | Attached |
| Garage Area | 1,008 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 168 sqft |
| Patio Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 4085 CARTER DR |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-8543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH GALE A TR LAND SEC 32 T 53 R 33 SE1/4 DAF : BE SW COR LOT 1 BLK 4SOUTHGALE TH |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 32 |
| Legal Subdivision | SOUTH GALE |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | PLATTE MO |
| Township / Civil Division | CARROLL |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30601 |
Source: Platte County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4085 CARTER DR, SMITHVILLE, MO 64089-8543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| May 17, 2021 | Intrafamily Transfer, Transfer |
| Feb 14, 2020 | Deed of Trust, Mortgage · Line of Credit WELLS BANK OF PLATTE CITY |
| Jun 19, 2020 | Correction Deed NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2021 · Amount on Record |
| Deed Sale | Jun 14, 2021 · Amount on Record |
| Prior Sale | Feb 10, 2020 |
| Deed Document Number | 202111543 |
| Deed Book / Page | 1358 / 848 |
| Prior Transfer Date | May 14, 2021 |
| Prior Transfer Doc | 0013560931 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PLATTE MO |
| Recording Date | Jun 14, 2021 |
| Property Address | 4085 CARTER DR, SMITHVILLE, MO 64089-8543 |
| Document Number | 0013580848 |
| Book / Page | 1358 / 848 |
| Instrument Date | Jun 14, 2021 |
| Instrument | 2021011543 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2021 |
| Title Company | SECURED TITLE/KANSAS CITY, SECURED TITLE OF KANSAS CITY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4085 CARTER DR, SMITHVILLE, MO 64089-8543 |
| Document Number | 2021011544 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 2021011544 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PLATTE MO |
| Recording Date | May 17, 2021 |
| Property Address | 4085 CARTER DR, SMITHVILLE, MO 64089-8543 |
| Document Number | 0013560931 |
| Book / Page | 1356 / 931 |
| Instrument Date | May 14, 2021 |
| Instrument | 2021009620 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5735 NW STATE ROUTE 92, SMITHVILLE, MO 64089-8508 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLATTE MO |
| Property Address | 4085 CARTER DR, SMITHVILLE, MO 64089-8543 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0013260152 |
|---|---|
| Date | Feb 14, 2020 |
| Book Page | 1326/152 |
| Instrument | 2020002049 |
| Name | WELLS BANK OF PLATTE CITY |
|---|---|
| Type | Bank |
| Address | PLATTE CITY, MO 64079 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | PLATTE MO |
| Recording Date | Jun 19, 2020 |
| Property Address | 4085 CARTER DR, SMITHVILLE, MO 64089-8543 |
| Document Number | 0013330074 |
| Book / Page | 001333 / 000074 |
| Instrument Date | Jan 30, 2020 |
| Instrument | 9012 |
| Record Updated | Aug 4, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4085 CARTER DR SMITHVILLE MO 640898543, SMITHVILLE, MO 64089-8543 |
Source: Platte County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Platte County |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $41,160 (-) Land $9,307 Building $31,853 | $216,631 (%) Land $48,985 Building $167,646 | |
| 2024 | $2,928.00 (+4.35%) | ||
| 2023 | $2,806.00 (+104.82%) | $41,160 Land $9,307 Building $31,853 | $216,632 Land $48,985 Building $167,647 |
| 2018 | $1,370.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 72% of Missouri |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PLATTE CO PWSD 4 serves 9,552 people · EPA ID MO1024478 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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