4220 Carter Dr, Smithville, MO 64089 Property Records

Platte County property record for 4220 Carter Dr, Smithville, MO 64089

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,699 sqft · built 1975
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on File
Last Sale	$97,500 (Jan 2010)
Tax Bill	$3,230 (2024)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-90-32-400-002-009-000`

Property Details

APN / Parcel Number

Primary APN	`11-90-32-400-002-009-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,699 sqft Living Area
Gross Area	3,802 sqft
1st Floor Area	1,775 sqft
Basement Area	1,775 sqft
Finished Basement	1,775 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1992
Architectural Style	Split Level
Exterior Material	Composition/Composite
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	264 ft deep x 125 ft wide
Garage Type	Attached
Parking Spaces	8 Parking Spaces
Porch	Open Porch
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4220 CARTER DR
City	SMITHVILLE
State	MO
Zip	64089-8541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH GALE LOT 7 BLK 1
Legal Range	33W
Legal Township	53N
Legal Section	32
Legal Subdivision	SOUTH GALE
Legal Block	1
Legal Lot Number	7
Jurisdiction	PLATTE MO
Township / Civil Division	CARROLL
Census Block Group	2
Census Block	2001
Census Tract	30601

Owner

4220 Carter Dr is owned and occupied by two individuals who bought it in January 2010.

Source: Platte County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4220 CARTER DR, SMITHVILLE, MO 64089-8541
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2010 · Amount on File
Deed Sale	Jan 28, 2010 · Amount on File
Deed Document Number	20101111
Deed Book / Page	1152 / 575
Prior Transfer Date	Jan 26, 2010
Prior Transfer Doc	0011520575
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLATTE MO
Property Address	4220 CARTER DR, SMITHVILLE, MO 64089-8541
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4220 CARTER DR, SMITHVILLE, MO 64089-8541

Mortgage

Document Number	0013490501
Date	Feb 1, 2021
Book Page	1349/501
Instrument	2021002141

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	237 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

Source: Platte County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Platte County
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,407 Land $9,394 Building $36,013	$238,985 Land $49,442 Building $189,543
2024	$3,230.00 (+4.36%)
2023	$3,095.00	$45,407 Land $9,394 Building $36,013	$238,986 Land $49,442 Building $189,544
2018	$1,606.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4220 Carter Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4220 Carter Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLATTE CO PWSD 4 serves 9,552 people · EPA ID MO1024478
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20