4201 Arbor Dr, Midland, MI 48640 Property Records

Midland County property record for 4201 Arbor Dr, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,768 sqft · built 1967
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Feb 2024)
Tax Bill	$4,282 (2022)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-08-20-234`

Property Details

APN / Parcel Number

Primary APN	`14-08-20-234`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,768 sqft Living Area
Basement Area	1,768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Architectural Style	Ranch
Lot Area	29,621 sqft (0.68 acres)
Lot Dimensions	184 ft deep x 160 ft wide
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	140820234
Street Address	4201 ARBOR DR
City	MIDLAND
State	MI
Zip	48640-2604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Description	LOT 30 GARDENS SUB
Legal Subdivision	GARDENS SUB
Legal Lot Number	30
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	1
Census Block	1000
Census Tract	290400

Owner

4201 Arbor Dr is owned and occupied by an individual who bought it in February 2024.

Source: Midland County records, as of February 12, 2024

Owner of Record	Individual Name on File
Mailing Address	4201 ARBOR DR, MIDLAND, MI 48640-2604
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Jan 5, 2021	Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2024 · Amount on File
Deed Sale	Feb 1, 2024 · Amount on File
Prior Sale	Jan 5, 2021 · Amount on File
Deed Document Number	0001670333
Deed Book / Page	1670 / 333
Record Updated	Jun 7, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Feb 1, 2024
Property Address	4201 ARBOR DR, MIDLAND, MI 48640-2604
Document Number	001670/333
Book / Page	1670 / 333
Map Reference	LB E PG 36
Instrument Date	Jan 31, 2024
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	ISLAND TITLE AGENCY LLC, MIDLAND TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,137.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4201 ARBOR DR, MIDLAND, MI 48640-2604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4201 ARBOR DR, MIDLAND, MI 48640-2604

Mortgage

Document Number	0001670334
Date	Feb 1, 2024
Instrument	1670/334

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDLAND MI
Recording Date	Jan 5, 2021
Property Address	4201 ARBOR DR, MIDLAND, MI 48640-2604
Document Number	1641/243
Book / Page	1641 / 243
Map Reference	LB E PG 36
Instrument Date	Dec 28, 2020
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	235 E MAIN ST, 235, MIDLAND, MI 48640-5137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3130 E ESTATES DR, MIDLAND, MI 48642-7855

Mortgage

Document Number	1641244
Date	Jan 5, 2021
Instrument	1641/244

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Midland County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$120,600	$241,200
2022	$4,282.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4201 Arbor Dr in Zone X, an area of minimal flood risk, though there have been 195 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 48 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 units insured incl. 10 condo units
Nearby Flood Claims	195 (1986–2026)
Claims Outside the SFHA	2 of 195
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2020 · 165 claims Flooding, Apr 2013 · 4 claims Severe Storms & Flooding, Sep 1986 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4201 Arbor Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T, Omni Fiber, T-Mobile.

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