4303 Arbor Dr, Midland, MI 48640 Property Records

Midland County property record for 4303 Arbor Dr, Midland, MI 48640

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,400 sqft · built 1976
Lot Size0.8 acres (34,848 sqft)
OwnerTrust Name on File
Tax Bill$7,678 (2025)
Deeds & MortgagesMay 2017 Transfer
Flood ZoneZone X (minimal risk)
APN14-08-20-238

Property Details

APN / Parcel Number

Primary APN14-08-20-238

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Units7 Units
Stories2 Stories
Building Area2,400 sqft Living Area
1st Floor Area1,386 sqft
Basement Area1,232 sqft
Unfinished Basement1,204 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Lot Area34,848 sqft (0.8 acres)
Lot Dimensions231 ft deep x 150 ft wide
Garage Area2,071 sqft
Parking Spaces7 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address4303 ARBOR DR
CityMIDLAND
StateMI
Zip48640-2671
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA-1
Legal DescriptionLOT 28 GARDENS SUB
Legal SubdivisionGARDENS SUB
Legal Lot Number28
JurisdictionMIDLAND MI
Township / Civil DivisionMIDLAND
Census Block Group1
Census Block1000
Census Tract290400

Owner

4303 Arbor Dr is owner-occupied and held in a trust since May 2017.

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address4303 ARBOR DR, MIDLAND, MI 48640-2671
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 12, 2017
Transfer Doc1606/0177
Record UpdatedSep 20, 2026

May 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMIDLAND MI
Recording DateMay 16, 2017
Property Address4303 ARBOR DR, MIDLAND, MI 48640-2671
Document Number1606/0177
Book / Page1606 / 0177
Instrument DateMay 12, 2017
Transaction TypeTransfer
Record UpdatedJun 6, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4303 ARBOR DR, 4303, MIDLAND, MI 48640-2671

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

The 2025 property tax bill for 4303 Arbor Dr was $7,678 with a homeowner's exemption, up 3.1% from the year before.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
MunicipalityMidland City
Unified School DistrictMidland Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$233,200 (+8.26%)$466,400 (+8.26%)
2025$7,678.00 (+3.13%) Homeowner's exemption$215,400$430,800
2024$7,445.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4303 Arbor Dr in Zone X, an area of minimal flood risk, though there have been 195 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 48 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies58 units insured
incl. 10 condo units
Nearby Flood Claims195 (1986–2026)
Claims Outside the SFHA2 of 195
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 2020 · 165 claims
  • Flooding, Apr 2013 · 4 claims
  • Severe Storms & Flooding, Sep 1986 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4303 Arbor Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MIDLAND
serves 42,547 people · EPA ID MI0004370
Water SourcePurchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State InspectionMar 2023
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Omni Fiber.

Nearby Properties on Arbor Dr

Nearby Streets

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