Midland County property record for 4123 Arbor Dr, Midland, MI 48640
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,914 sqft · built 1967 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | Individual Name on File |
| Last Sale | $14,000,000 (Jun 2015) |
| Tax Bill | $5,002 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-08-20-232 |
| Primary APN | 14-08-20-232 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,914 sqft Living Area |
| 1st Floor Area | 1,914 sqft |
| Basement Area | 1,546 sqft |
| Unfinished Basement | 1,546 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Ranch |
| Lot Area | 29,185 sqft (0.67 acres) |
| Lot Dimensions | 190 ft deep x 153 ft wide |
| Garage Area | 558 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4123 ARBOR DR |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48640-2604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-1 |
| Legal Description | LOT 31 GARDENS SUB |
| Legal Subdivision | GARDENS SUB |
| Legal Lot Number | 31 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 290400 |
4123 Arbor Dr is owned and occupied by an individual who bought it in June 2015.
Source: Midland County records, as of August 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4123 ARBOR DR, MIDLAND, MI 48640-2604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2015 · Amount on File |
| Deed Sale | Jun 23, 2015 · Amount on File |
| Deed Book / Page | 1587 / 1227 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 4123 Arbor Dr was $5,002 with a homeowner's exemption.
Source: Midland County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| Municipality | Midland City |
| Unified School District | Midland Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $158,900 | $317,800 | |
| 2025 | $5,002.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4123 Arbor Dr in Zone X, an area of minimal flood risk, though there have been 195 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 48 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 58 units insured incl. 10 condo units |
| Nearby Flood Claims | 195 (1986–2026) |
| Claims Outside the SFHA | 2 of 195 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4123 Arbor Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: AT&T, Omni Fiber, T-Mobile.
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