4116 Arbor Dr, Midland, MI 48640 Property Records

Midland County property record for 4116 Arbor Dr, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,705 sqft · built 1968
Lot Size	0.64 acres (27,878 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Aug 2024)
Tax Bill	$5,268 (2024)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-08-20-252`

Property Details

APN / Parcel Number

Primary APN	`14-08-20-252`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,705 sqft Living Area
1st Floor Area	1,705 sqft
Basement Area	1,379 sqft
Unfinished Basement	1,379 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Lot Area	27,878 sqft (0.64 acres)
Lot Dimensions	185 ft deep x 150 ft wide
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4116 ARBOR DR
City	MIDLAND
State	MI
Zip	48640-2605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Description	LOT 49 GARDENS SUB
Legal Subdivision	GARDENS SUB
Legal Lot Number	49
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	1
Census Block	1002
Census Tract	290400

Owner

Source: Midland County records, as of July 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5714 EVERGREEN ST, MIDLAND, MI 48642-3140
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE LLC
Sep 11, 2020	Deed of Trust, Mortgage QUICKEN LOANS LLC
Nov 4, 2019	Intrafamily Transfer, Transfer
Nov 4, 2019	Intrafamily Transfer, Transfer
Mar 27, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2024 · Amount on Record
Deed Sale	Aug 16, 2024 · Amount on Record
Prior Sale	Mar 7, 2022 · Amount on Record
Deed Book / Page	1674 / 700
Prior Transfer Date	Oct 29, 2019
Prior Transfer Doc	01628/01094
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Mar 7, 2022
Property Address	4116 ARBOR DR, MIDLAND, MI 48640-2605
Document Number	01654/1142
Book / Page	1654 / 1142
Map Reference	LB E PG 36-38
Instrument Date	Mar 3, 2022
Transaction Type	Transfer
Record Updated	Mar 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,987.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 29309, CLEVELAND, OH 44129-0309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1915 BURLINGTON DR, MIDLAND, MI 48642-3896

Mortgage

Document Number	0016541143
Date	Mar 7, 2022
Instrument	1654/1143

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	4116 ARBOR DR, MIDLAND, MI 48640-2605
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4116 ARBOR DR, MIDLAND, MI 48640-2605

Mortgage

Document Number	1637/592
Date	Sep 11, 2020
Book Page	1637/592

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Nov 4, 2019
Property Address	4116 ARBOR DR, MIDLAND, MI 48640-2605
Document Number	01628/01094
Book / Page	01628 / 01094
Instrument Date	Oct 29, 2019
Instrument	01628-01093
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4116 ARBOR DR, MIDLAND, MI 48640-2605

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Nov 4, 2019
Property Address	4116 ARBOR DR, MIDLAND, MI 48640-2605
Document Number	01628/01094
Book / Page	01628 / 01094
Instrument Date	Oct 29, 2019
Instrument	01628-01094
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4116 ARBOR DR, MIDLAND, MI 48640-2605

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Mar 27, 2017
Property Address	4116 ARBOR DR, MIDLAND, MI 48640-2605
Document Number	1604/1140
Book / Page	1604 / 1140
Instrument Date	Mar 24, 2017
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2403 PLYMOUTH ST, 2403, MIDLAND, MI 48642-6801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4805 RUSSELL ST, MIDLAND, MI 48640-2836

Tax Assessment & Valuation

Source: Midland County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$154,700	$309,400
2024	$5,268.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 48 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 units insured incl. 10 condo units
Nearby Flood Claims	195 (1986–2026)
Claims Outside the SFHA	2 of 195
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2020 · 165 claims Flooding, Apr 2013 · 4 claims Severe Storms & Flooding, Sep 1986 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T, Omni Fiber, T-Mobile.

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