413 Tortoise Trce, Saint Johns, FL 32259 Property Records

St. Johns County property record for 413 Tortoise Trce, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,352 sqft · built 2002
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$555,000 (Sep 2020)
Tax Bill	$8,133 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`249300-0380`

Property Details

APN / Parcel Number

Primary APN	`249300-0380`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	3,352 sqft Living Area
Gross Area	4,584 sqft
1st Floor Area	3,352 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	796 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Finished Screened Porch
Porch Area	788 sqft
Deck Area	Deck Area
Patio Area	920 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	413 TORTOISE TRCE
City	SAINT JOHNS
State	FL
Zip	32259-5460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	38/1-7 JULINGTON CREEK PLANTATION PARCEL 30 LOT 38 OR5049/1673
Legal Range	27E
Legal Township	05S
Legal Section	04
Legal Subdivision	JULINGTON CREEK PLANTATION PARCEL 30
Legal Block	1
Legal Lot Number	38
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1000
Census Tract	20809

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	413 TORTOISE TRCE, SAINT JOHNS, FL 32259-5460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Warranty Deed, Transfer · Conventional Mortgage HOME SOLUTION LENDERS INC
Apr 23, 2019	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 23, 2020 · Amount on Record
Deed Sale	Sep 23, 2020 · Amount on Record
Prior Sale	Apr 23, 2019 · Amount on Record
Deed Document Number	202081972
Deed Book / Page	5049 / 1673
Prior Transfer Date	Mar 5, 2012
Prior Transfer Doc	0035401138
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 23, 2020
Property Address	413 TORTOISE TRCE, SAINT JOHNS, FL 32259-5460
Document Number	0050491673
Book / Page	5049 / 1673
Map Reference	MB 38 PG 1-7
Instrument Date	Sep 15, 2020
Instrument	2020081972
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	SHEFFIELD & BOATRIGHT TTL SV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,885.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1084 SIENA OAKS CIR E # EE, 1084, PALM BEACH GARDENS, FL 33410-5135

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 TORTOISE TRCE, SAINT JOHNS, FL 32259-5460

Mortgage

Document Number	50491675
Date	Sep 23, 2020
Instrument	5049/1675

Lender

Name	HOME SOLUTION LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 23, 2019
Property Address	413 TORTOISE TRCE, SAINT JOHNS, FL 32259-5460
Document Number	0047120979
Book / Page	4712 / 0979
Map Reference	MB 38 PG 1-7
Instrument Date	Apr 17, 2019
Instrument	2019027343
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	SHEFFIELD & BOATRIGHT TTL SV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6346 CHRISTOPHER CREEK RD W, 6346, JACKSONVILLE, FL 32217-2472

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 TORTOISE TRCE, SAINT JOHNS, FL 32259-5460

Mortgage

Document Number	2019027344
Date	Apr 23, 2019
Instrument	2019027344

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$521,195 (+2.7%)	$777,000 (+7.28%) Land $140,000 Building $637,000
2025	$8,133.00 (+10.99%) Homeowner's exemption	$507,493 (+2.9%)	$724,301 (+5.21%) Land $140,000 Building $584,301
2024	$7,328.00 (+6.34%) Homeowner's exemption	$493,190 (+3%)	$688,413 (+6.22%) Land $140,000 Building $548,413
2023	$6,891.00 (+2.19%) Homeowner's exemption	$478,825 (+3%)	$648,114 (+7.28%) Land $130,000 Building $518,114
2022	$6,743.00 Homeowner's exemption	$464,879	$604,108 Land $123,200 Building $480,908

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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