St. Joseph County property record for 420 Studebaker St, Mishawaka, IN 46544
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 910 sqft · built 1932 |
| Lot Size | 0.106 acres (4,640 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,881 (2024) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-09-15-227-005.000-023 |
| Primary APN | 71-09-15-227-005.000-023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 910 sqft Living Area |
| Attic | Attic |
| Attic Area | 910 sqft |
| Basement Area | 910 sqft |
| Game Room | Game Room |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Block |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 4,640 sqft (0.106 acres) |
| Lot Dimensions | 116 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 01610411761 |
|---|---|
| Street Address | 420 STUDEBAKER ST |
| City | MISHAWAKA |
| State | IN |
| Zip | 46544-2553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 43 WENGER REALTY CO 1ST |
| Legal Subdivision | WENGERS REALTY 1ST ADD |
| Legal Lot Number | 43 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | PENN |
| Census Block Group | 5 |
| Census Block | 5030 |
| Census Tract | 10300 |
420 Studebaker St is owned and occupied by an individual who acquired it in June 2018.
Source: St. Joseph County records, as of March 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 420 STUDEBAKER ST, MISHAWAKA, IN 46544-2553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TEACHERS CU |
| Jun 22, 2018 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2018 |
| Deed Sale | Jun 22, 2018 |
| Prior Sale | Jan 13, 2016 |
| Deed Document Number | 0001815126 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Property Address | 420 STUDEBAKER ST, MISHAWAKA, IN 46544-2553 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002112665 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 2112665 |
| Name | TEACHERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Jun 22, 2018 |
| Property Address | 420 STUDEBAKER ST, MISHAWAKA, IN 46544-2553 |
| Document Number | 0001815126 |
| Map Reference | PB 8 PG 182-183 |
| Instrument Date | Jun 19, 2018 |
| Instrument | 1815126 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Title Company | METROPLITAN TITLE, METROPOLITAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 420 STUDEBAKER ST, MISHAWAKA, IN 46544-2553 |
| Investor | Possibly a Property Investor |
| Document Number | 0001815127 |
|---|---|
| Date | Jun 22, 2018 |
| Instrument | 1815127 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: St. Joseph County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Penn Township |
| Municipality | Mishawaka City |
| Unified School District | Mishawaka School City (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $138,000 Land $20,300 Building $117,700 | $138,000 Land $20,300 Building $117,700 | |
| 2024 | $1,881.00 (+9.17%) | ||
| 2023 | $1,723.00 (-0.75%) | $150,900 (-) Land $20,300 Building $130,600 | $150,900 (-) Land $20,300 Building $130,600 |
| 2022 | $1,736.00 Homeowner's exemption | $150,900 Land $20,300 Building $130,600 | $150,900 Land $20,300 Building $130,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 420 Studebaker St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1982–2018) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Mar 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 420 Studebaker St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 7 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Mercury Fiber, T-Mobile.
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