St. Joseph County property record for 424 Studebaker St, Mishawaka, IN 46544
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,144 sqft · built 1938 |
| Lot Size | 0.106 acres (4,640 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,340 (2024) |
| Deeds & Mortgages | Jul 2022 Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-09-15-227-003.000-023 |
| Primary APN | 71-09-15-227-003.000-023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,144 sqft Living Area |
| Basement Area | 572 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 4,640 sqft (0.106 acres) |
| Lot Dimensions | 116 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 01610411753 |
|---|---|
| Street Address | 424 STUDEBAKER ST |
| City | MISHAWAKA |
| State | IN |
| Zip | 46544-2553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 41 WENGER REALTY CO 1ST ADD |
| Legal Subdivision | WENGER REALTY CO 1ST ADD |
| Legal Lot Number | 41 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | PENN |
| Census Block Group | 5 |
| Census Block | 5030 |
| Census Tract | 10300 |
424 Studebaker St is owned and occupied by an individual who acquired it in March 2017.
Source: St. Joseph County records, as of March 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 424 STUDEBAKER ST, MISHAWAKA, IN 46544-2553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA |
| Mar 21, 2017 | Warranty Deed, Transfer · FHA Mortgage GVC MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 21, 2017 |
| Deed Sale | Mar 21, 2017 |
| Prior Sale | Oct 3, 2014 |
| Deed Document Number | 1706583 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Property Address | 424 STUDEBAKER ST, MISHAWAKA, IN 46544-2553 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2022 |
| Title Company | ACCURATE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002219459 |
|---|---|
| Date | Jul 5, 2022 |
| Instrument | 2219459 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 28, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Mar 21, 2017 |
| Property Address | 424 STUDEBAKER ST, MISHAWAKA, IN 46544-2553 |
| Document Number | 1706583 |
| Instrument Date | Mar 16, 2017 |
| Instrument | 1706583 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 424 STUDEBAKER ST, MISHAWAKA, IN 46544-2553 |
| Document Number | 1706584 |
|---|---|
| Date | Mar 21, 2017 |
| Instrument | 1706584 |
| Name | GVC MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
Source: St. Joseph County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Penn Township |
| Municipality | Mishawaka City |
| Unified School District | Mishawaka School City (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $118,500 Land $20,300 Building $98,200 | $118,500 Land $20,300 Building $98,200 | |
| 2024 | $1,340.00 (+10.38%) | ||
| 2023 | $1,214.00 (+1.76%) | $107,200 (-) Land $20,300 Building $86,900 | $107,200 (-) Land $20,300 Building $86,900 |
| 2022 | $1,193.00 Homeowner's exemption | $107,200 Land $20,300 Building $86,900 | $107,200 Land $20,300 Building $86,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 424 Studebaker St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1982–2018) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Mar 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 424 Studebaker St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 7 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Mercury Fiber, T-Mobile.
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