St. Joseph County property record for 413 Studebaker St, Mishawaka, IN 46544
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,484 sqft · built 1927 |
| Lot Size | 0.213 acres (9,280 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,218 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-09-15-226-014.000-023 |
| Primary APN | 71-09-15-226-014.000-023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,484 sqft Living Area |
| Attic Area | 240 sqft |
| Basement Area | 753 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 9,280 sqft (0.213 acres) |
| Lot Dimensions | 116 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 01610411764 |
|---|---|
| Street Address | 413 STUDEBAKER ST |
| City | MISHAWAKA |
| State | IN |
| Zip | 46544-2552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 89 & 90 WENGER REALTY CO 1ST ADD |
| Legal Subdivision | WENGER REALTY CO 1ST ADD |
| Legal Lot Number | 89-90 90 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | PENN |
| Census Block Group | 5 |
| Census Block | 5029 |
| Census Tract | 10300 |
Source: St. Joseph County records · APN 71-09-15-226-014.000-023
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 413 STUDEBAKER ST, MISHAWAKA, IN 46544-2552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 04, 2021 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Jul 18, 2019 | Warranty Deed, Transfer · FHA Mortgage GVC MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 18, 2019 |
| Deed Sale | Jul 18, 2019 |
| Prior Sale | Aug 15, 2012 |
| Deed Document Number | 0001917172 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Property Address | 413 STUDEBAKER ST, MISHAWAKA, IN 46544-2552 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002106771 |
|---|---|
| Date | Mar 04, 2021 |
| Instrument | 2106771 |
| Name | NEWREZ LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Jul 18, 2019 |
| Property Address | 413 STUDEBAKER ST, MISHAWAKA, IN 46544-2552 |
| Document Number | 0001917172 |
| Map Reference | PB 8 PG 182-183 |
| Instrument Date | Jul 12, 2019 |
| Instrument | 1917172 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 413 STUDEBAKER ST, MISHAWAKA, IN 46544-2552 |
| Document Number | 0001917173 |
|---|---|
| Date | Jul 18, 2019 |
| Instrument | 1917173 |
| Name | GVC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: St. Joseph County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Penn Township |
| Municipality | Mishawaka City |
| Unified School District | Mishawaka School City (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $166,500 (-5.02%) Land $40,600 Building $125,900 | $166,500 (-5.02%) Land $40,600 Building $125,900 | |
| 2024 | $2,218.00 (+9.91%) | ||
| 2023 | $2,018.00 (+1.05%) | $175,300 (+1.8%) Land $40,700 Building $134,600 | $175,300 (+1.8%) Land $40,700 Building $134,600 |
| 2022 | $1,997.00 Homeowner's exemption | $172,200 Land $40,700 Building $131,500 | $172,200 Land $40,700 Building $131,500 |
Source: FEMA National Flood Hazard Layer as of December 15, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1982–2018) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Mar 2018 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Mercury Broadband, T-Mobile USA.
Based on FCC filings for 478 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MISHAWAKA UTILITIES serves 49,675 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 7 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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