407 Studebaker St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 407 Studebaker St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,153 sqft · built 1923
Lot Size	0.107 acres (4,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$224,105 (Jul 2022)
Tax Bill	$1,359 (2025)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-226-015.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-226-015.000-023`
Alternative APN	`01610411772`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,153 sqft Living Area
Gross Area	1,725 sqft
1st Floor Area	1,725 sqft
Basement Area	572 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1985
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	4,640 sqft (0.107 acres)
Lot Dimensions	116 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	407 STUDEBAKER ST
City	MISHAWAKA
State	IN
Zip	46544-2552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 88 WENGER REALTY CO 1ST ADD
Legal Subdivision	WENGER REALTY CO 1ST ADD
Legal Lot Number	88
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	5
Census Block	5029
Census Tract	10300

Owner

Source: St. Joseph County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 STUDEBAKER ST, MISHAWAKA, IN 46544-2552
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2022 · Amount on Record
Deed Sale	Jul 25, 2022 · Amount on Record
Prior Sale	Dec 20, 2006 · Amount on Record
Deed Document Number	202221579
Prior Transfer Date	Dec 14, 2006
Prior Transfer Doc	0000054242
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 25, 2022
Property Address	407 STUDEBAKER ST, MISHAWAKA, IN 46544-2552
Document Number	0002221579
Map Reference	PB 8 PG 182-183
Instrument Date	Jul 18, 2022
Instrument	2221579
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 STUDEBAKER ST, MISHAWAKA, IN 46544-2552

Mortgage

Document Number	0002221580
Date	Jul 25, 2022
Instrument	2221580

Lender

Name	NOTRE DAME FCU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	5.75%

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,359.00 (-21.31%)	$132,500 (-6.69%) Land $20,300 Building $112,200	$132,500 (-6.69%) Land $20,300 Building $112,200
2024	$1,727.00 (+6.93%)
2023	$1,615.00 (+35.15%)	$142,000 (+34.09%) Land $20,300 Building $121,700	$142,000 (+34.09%) Land $20,300 Building $121,700
2022	$1,195.00 Homeowner's exemption	$105,900 Land $20,300 Building $85,600	$105,900 Land $20,300 Building $85,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1982–2018)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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