420 Naples Ln, Clayton, NC 27527 Property Records

Johnston County property record for 420 Naples Ln, Clayton, NC 27527

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,041 sqft · built 2011
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$400,000 (Jul 2021)
Tax Bill$2,915 (2026)
Deeds & MortgagesJul 2021 Sale & Mortgage
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN16J05014Q

Property Details

APN / Parcel Number

Primary APN16J05014Q
Alternative APN
  • 2000241458

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,041 sqft Living Area
Gross Area4,008 sqft
1st Floor Area1,388 sqft
AtticAttic
Attic Area84 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2014
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,326 sqft (0.26 acres)
Garage Area535 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area168 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number2000241458
Street Address420 NAPLES LN
CityCLAYTON
StateNC
Zip27527-9303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeREB
Legal DescriptionLOT 47 RESERVE AT TUSCANY PH 3A 76/211
Legal SubdivisionTUSCANY SUB
Legal Phase3A
Legal Lot Number47
JurisdictionJOHNSTON NC
Township / Civil DivisionWILDERS
Census Block Group4
Census Block4004
Census Tract40207

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address420 NAPLES LN, CLAYTON, NC 27527-9303
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2021Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Oct 16, 2020Deed of Trust, Mortgage · Conventional with PMI
AFFILIATED MTG SVCS
Oct 16, 2020Warranty Deed, Transfer · Conventional Mortgage
AFFILIATED MORTGAGE SERVICES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2021 · Amount on Record
Deed SaleJul 28, 2021 · Amount on Record
Prior SaleOct 16, 2020 · Amount on Record
Deed Document Number2021762349
Deed Book / Page6002 / 505
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSTON NC
Recording DateJul 28, 2021
Property Address420 NAPLES LN, CLAYTON, NC 27527-9303
Document Number0000762349
Book / Page6002 / 505
Map ReferenceMB 76 PG 211
Instrument DateJul 26, 2021
Instrument2021762349
Transaction TypeTransfer
Record UpdatedAug 17, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address322 KNOLLWOOD CIR, 322, ALBEMARLE, NC 28001-9683

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 NAPLES LN, CLAYTON, NC 27527-9303

Mortgage

Document Number0000762350
DateJul 28, 2021
Instrument2021762350
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Property Address420 NAPLES LN, CLAYTON, NC 27527-9303
Document Number0000683956
Instrument DateOct 16, 2020
Transaction TypeMortgage
Record UpdatedOct 23, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address420 NAPLES LN CLAYTON NC 275279303, CLAYTON, NC 27527-9303

Mortgage

Document Number0000683956
DateOct 16, 2020
Book Page005728/000693
Instrument683956
Lender
NameAFFILIATED MTG SVCS
TypeMortgage Company
Address100 N CHURCH ST, ROCKY MOUNT, NC 27804-5401
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 15, 2050

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSTON NC
Recording DateOct 16, 2020
Property Address420 NAPLES LN, CLAYTON, NC 27527-9303
Document Number0000683955
Book / Page5728 / 691
Map ReferenceMB 76 PG 211
Instrument DateSep 18, 2020
Instrument2020683955
Transaction TypeTransfer
Record UpdatedAug 31, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$610.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 NAPLES LN, CLAYTON, NC 27527-9303

Mortgage

Document Number0000683956
DateOct 16, 2020
Instrument2020683956
Lender
NameAFFILIATED MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJohnston County
Unified School DistrictJohnston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,915.00 (+25.05%)$466,420 (+62.04%) Land $65,000 Building $401,420$466,420 (+62.04%) Land $65,000 Building $401,420
2023$2,331.00$287,840 Land $48,000 Building $239,840$287,840 Land $48,000 Building $239,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBUFFALO CREEK S/D
private · serves 721 people · EPA ID NC0351189
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Brightspeed
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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