Johnston County property record for 408 Naples Ln, Clayton, NC 27527
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,475 sqft · built 2011 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (Jan 2020) |
| Tax Bill | $3,272 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16J05014O |
| Primary APN | 16J05014O |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,475 sqft Living Area |
| Gross Area | 4,265 sqft |
| 1st Floor Area | 1,708 sqft |
| Attic | Attic |
| Attic Area | 311 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Area | 499 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 147 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 2000225063 |
|---|---|
| Street Address | 408 NAPLES LN |
| City | CLAYTON |
| State | NC |
| Zip | 27527-9303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | REB |
| Legal Description | LOT 45 RESERVE PH 3A AT TUSCANY 76/211 |
| Legal Subdivision | TUSCANY SUB |
| Legal Phase | 3A |
| Legal Lot Number | 45 |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | WILDERS |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 40207 |
Source: Johnston County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 408 NAPLES LN, CLAYTON, NC 27527-9303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Jan 8, 2020 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2020 · Amount on Record |
| Deed Sale | Jan 8, 2020 · Amount on Record |
| Prior Sale | Sep 1, 2011 · Amount on Record |
| Deed Document Number | 2020642403 |
| Deed Book / Page | 5501 / 868 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 408 NAPLES LN, CLAYTON, NC 27527-9303 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2021 |
| Title Company | MAMMOTH TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000756998 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | 5973/130 |
| Instrument | 2021756998 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Jan 8, 2020 |
| Property Address | 408 NAPLES LN, CLAYTON, NC 27527-9303 |
| Document Number | 0000642403 |
| Book / Page | 5501 / 0868 |
| Map Reference | PL 76 PG 211 |
| Instrument Date | Jan 8, 2020 |
| Instrument | 2020642403 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 242 E BROAD ST, 242, STATESVILLE, NC 28677-5325 |
| Name | Verified Name |
|---|---|
| Address | 408 NAPLES LN, CLAYTON, NC 27527-9303 |
| Document Number | 0000642404 |
|---|---|
| Date | Jan 8, 2020 |
| Instrument | 2020642404 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
Source: Johnston County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Unified School District | Johnston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,272.00 (+25.6%) | $523,530 (+62.76%) Land $65,000 Building $458,530 | $523,530 (+62.76%) Land $65,000 Building $458,530 |
| 2023 | $2,605.00 | $321,660 Land $48,000 Building $273,660 | $321,660 Land $48,000 Building $273,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO CREEK S/D private · serves 721 people · EPA ID NC0351189 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Brightspeed Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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