Johnston County property record for 396 Naples Ln, Clayton, NC 27527
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,019 sqft · built 2012 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $430,000 (Mar 2026) |
| Tax Bill | $2,571 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Mar 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16J05014N |
| Primary APN | 16J05014N |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,019 sqft Living Area |
| Gross Area | 3,937 sqft |
| 1st Floor Area | 1,404 sqft |
| Attic | Attic |
| Attic Area | 117 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Area | 519 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 147 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 2000167791 |
|---|---|
| Street Address | 396 NAPLES LN |
| City | CLAYTON |
| State | NC |
| Zip | 27527-9301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | REB |
| Legal Description | LT 44 RESERVE PH3A @ TUSCANY SUB 76/211 |
| Legal Subdivision | TUSCANY SUB |
| Legal Lot Number | 44 |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | WILDERS |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 40207 |
Source: Johnston County records · APN 16J05014N
Assessment roll updated September 2, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 396 NAPLES LN, CLAYTON, NC 27527-9301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Oct 15, 2025 | Deed of Trust, Mortgage · Line of Credit COASTAL FEDERAL CU |
| Mar 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage REPUBLIC STATE MORTGAGE CO |
| Dec 23, 2020 | Deed of Trust, Mortgage · Line of Credit COASTAL FCU |
| Oct 14, 2020 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 18, 2026 · Amount on Record |
| Deed Sale | Mar 18, 2026 · Amount on Record |
| Prior Sale | Dec 10, 2012 · Amount on Record |
| Deed Document Number | 20268169 |
| Deed Book / Page | 7071 / 26 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 396 NAPLES LN, CLAYTON, NC 27527-9301 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000032507 |
|---|---|
| Date | Oct 15, 2025 |
| Book Page | DEED6979/434 |
| Instrument | 2025032507 |
| Name | COASTAL FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | 1000 SAINT ALBANS DR, RALEIGH, NC 27609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 14, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Mar 18, 2026 |
| Property Address | 396 NAPLES LN, CLAYTON, NC 27527-9301 |
| Document Number | 0000008169 |
| Book / Page | DEED7071 / 26 |
| Map Reference | MB 76 PG 211 |
| Instrument Date | Mar 18, 2026 |
| Instrument | 2026008169 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $860.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42 TYBEE CREEK CV, CLAYTON, NC 27527-7095 |
| Name | Verified Name |
|---|---|
| Address | 396 NAPLES LN, CLAYTON, NC 27527-9301 |
| Document Number | 0000008170 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 2026008170 |
| Name | REPUBLIC STATE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 396 NAPLES LN, CLAYTON, NC 27527-9301 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000724316 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 5793/36 |
| Instrument | 2020724316 |
| Name | COASTAL FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 22, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 396 NAPLES LN, CLAYTON, NC 27527-9301 |
| Document Number | 0000719264 |
| Instrument Date | Oct 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2020 |
| Title Company | FIRST AMERICAN TITLE INSURAN C |
| Name | Verified Name |
|---|---|
| Address | 396 NAPLES LN CLAYTON NC 275279301, CLAYTON, NC 27527-9301 |
| Document Number | 0000719264 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 005763/000284 |
| Instrument | 719264 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Nov 22, 2043 |
Source: Johnston County records · Assessment roll updated September 2, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Unified School District | Johnston County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,571.00 (+15.39%) | $404,990 (+47.18%) Land $65,000 Building $339,990 | $404,990 (+47.18%) Land $65,000 Building $339,990 |
| 2023 | $2,228.00 | $275,170 Land $48,000 Building $227,170 | $275,170 Land $48,000 Building $227,170 |
Source: FEMA National Flood Hazard Layer, Johnston County (37101C), as of July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371010402074, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Brightspeed Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 321 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NC0351189, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BUFFALO CREEK S/D private · serves 721 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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