346 Naples Ln, Clayton, NC 27527 Property Records

Johnston County property record for 346 Naples Ln, Clayton, NC 27527 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,300 sqft · built 2016
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$389,500 (Mar 2025)
Tax Bill	$2,441 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16J05014J`

Property Details

APN / Parcel Number

Primary APN	`16J05014J`
Alternative APNs	`2000234970` `2000252619`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,300 sqft Living Area
Gross Area	2,928 sqft
1st Floor Area	972 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	108 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2000252619
Street Address	346 NAPLES LN
City	CLAYTON
State	NC
Zip	27527-9301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40 RESERVE PH 3A AT TUSCANY 76/211
Legal Subdivision	THE RESERVE AT TUSCANY SUBDIVISION
Legal Phase	3A
Legal Lot Number	40
Jurisdiction	JOHNSTON NC
Township / Civil Division	WILDERS
Census Block Group	4
Census Block	4004
Census Tract	40207

Owner

Source: Johnston County records · APN 16J05014J

Assessment roll updated September 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	346 NAPLES LN, CLAYTON, NC 27527-9301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 08, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Dec 30, 2020	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE LLC
Sep 18, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 24, 2025 · Amount on Record
Deed Sale	Mar 24, 2025 · Amount on Record
Prior Sale	Aug 08, 2022 · Amount on Record
Deed Document Number	20258413
Deed Book / Page	6848 / 363
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Aug 08, 2022
Property Address	346 NAPLES LN, CLAYTON, NC 27527-9301
Document Number	0000822195
Book / Page	6317 / 514
Map Reference	MB 76 PG 211
Instrument Date	Jul 29, 2022
Instrument	2022822195
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4313 PEACOCK PL, 4313, RALEIGH, NC 27616-9765

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 NAPLES LN, CLAYTON, NC 27527-9301

Mortgage

Document Number	0000822196
Date	Aug 08, 2022
Instrument	2022822196

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Dec 30, 2020
Property Address	346 NAPLES LN, CLAYTON, NC 27527-9301
Document Number	0000725526
Book / Page	5799 / 689
Map Reference	MB 76 PG 211
Instrument Date	Dec 17, 2020
Instrument	2020725526
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TRYON TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 SILVER MAPLE CV, 33, FISHERSVILLE, VA 22939-2432

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 NAPLES LN, CLAYTON, NC 27527-9301

Mortgage

Document Number	0000725527
Date	Dec 30, 2020
Instrument	2020725527

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Sep 18, 2017
Property Address	346 NAPLES LN, CLAYTON, NC 27527-9301
Document Number	0000544854
Book / Page	5028 / 0421
Map Reference	MB 76 PG 211
Instrument Date	Sep 18, 2017
Instrument	2017544854
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$456.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 NAPLES LN, CLAYTON, NC 27527-9301

Mortgage

Document Number	0000544855
Date	Sep 18, 2017
Instrument	2017544855

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2047

Tax Assessment & Valuation

Source: Johnston County records · Assessment roll updated September 2, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,441.00 (+26.67%)	$384,480 (+61.58%) Land $65,000 Building $319,480	$384,480 (+61.58%) Land $65,000 Building $319,480
2023	$1,927.00	$237,950 Land $48,000 Building $189,950	$237,950 Land $48,000 Building $189,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Johnston County (37101C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371010402074, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Nearby Flood Policies	11 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 321 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Brightspeed	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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