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420 Moseley St, Elgin, IL 60123 Property Records

Kane County property record for 420 Moseley St, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,468 sqft · built 1923
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Tax Bill$5,218 (2025)
Deeds & MortgagesJan 2022 Line of Credit
Jan 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-23-252-012

Property Details

APN / Parcel Number

Primary APN06-23-252-012

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,468 sqft Living Area
Gross Area2,569 sqft
1st Floor Area1,468 sqft
Basement Area1,101 sqft

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address420 MOSELEY ST
CityELGIN
StateIL
Zip60123-7508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAWKINS & PECKS 2ND ADDN LOT 4 BLOCK 2
Legal SubdivisionHAWKINS&PECKS 2ND ADDN
Legal Block2
Legal Lot Number4
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2015
Census Tract851600

Owner

420 Moseley St is owned and occupied by an individual who acquired it in April 1996.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address420 MOSELEY ST, ELGIN, IL 60123-7508
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2022Deed of Trust, Mortgage · Line of Credit
KANE COUNTY TEACHERS CU
Jan 11, 2021Deed of Trust, Mortgage · Line of Credit
KANE COUNTY TEACHERS CU

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 4, 1996
Transfer Doc0000026844
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address420 MOSELEY ST, ELGIN, IL 60123-7508
Transaction TypeMortgage
Record UpdatedFeb 2, 2022
Title CompanyKCT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005088
DateJan 26, 2022
Instrument2022K005088
Lender
NameKANE COUNTY TEACHERS CU
TypeCredit Union
AddressELGIN, IL 60123
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address420 MOSELEY ST, ELGIN, IL 60123-7508
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002500
DateJan 11, 2021
Instrument2021K002500
Lender
NameKANE COUNTY TEACHERS CU
TypeCredit Union
AddressELGIN, IL 60123
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 420 Moseley St was $5,218 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,218.00 Homeowner's exemption$76,397 (+8.57%) Land $18,999 Building $57,398$229,283 (+8.57%) Land $57,020 Building $172,263
2024$70,366 Land $17,499 Building $52,867$211,182 Land $52,518 Building $158,664
2022$4,505.00 (+4.79%) Homeowner's exemption$57,965 (+6.96%) Land $14,415 Building $43,550$173,895 (+6.96%) Land $43,245 Building $130,650
2021$4,299.00 Homeowner's exemption$54,193 Land $13,477 Building $40,716$162,579 Land $40,431 Building $122,148

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 420 Moseley St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1979–1982)
Most Recent ClaimDec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 420 Moseley St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: T-Mobile.

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