415 Moseley St, Elgin, IL 60123 Property Records

Kane County property record for 415 Moseley St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,410 sqft · built 1911
Lot Size	0.16 acres (6,963 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Apr 2018)
Tax Bill	$5,536 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Jun 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-23-253-003`

Property Details

APN / Parcel Number

Primary APN	`06-23-253-003`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,410 sqft Living Area
Gross Area	2,094 sqft
Basement Area	684 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Construction Type	Frame
Lot Area	6,963 sqft (0.16 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	415 MOSELEY ST
City	ELGIN
State	IL
Zip	60123-7507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAWKINS & PECKS 2ND ADDN LOT 3 BLOCK 1
Legal Subdivision	HAWKINS&PECKS 2ND ADDN
Legal Block	1
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2014
Census Tract	851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	415 MOSELEY ST, ELGIN, IL 60123-7507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 18, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 8, 2019	Correction Deed FIDELITY NATIONAL TITLE
Apr 17, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2018 · Amount on Record
Deed Sale	Apr 17, 2018 · Amount on Record
Deed Document Number	201817451
Last Transfer Date	Jun 18, 2019
Transfer Doc	0000028759
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	415 MOSELEY ST, ELGIN, IL 60123-7507
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	GREATER METROPOLITAN TITLE L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027739
Date	Jun 13, 2018
Instrument	2018K027739

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2048

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	415 MOSELEY ST, ELGIN, IL 60123-7507
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	GREATER METROPOLITAN TITLE L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030691
Date	Jun 28, 2018
Instrument	2018K030691

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2048

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jun 18, 2019
Property Address	415 MOSELEY ST, ELGIN, IL 60123-7507
Document Number	0000025298
Instrument Date	Jun 13, 2019
Instrument	2019K025298
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 MOSELEY ST, ELGIN, IL 60123-7507

Mortgage

Document Number	0000025299
Date	Jun 18, 2019
Instrument	2019K025299

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

July 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	KANE IL
Recording Date	Jul 8, 2019
Property Address	415 MOSELEY ST, ELGIN, IL 60123-7507
Document Number	0000028759
Instrument Date	Jun 13, 2019
Instrument	28759
Record Updated	Jul 16, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	415 MOSELEY ST ELGIN IL 601237507, ELGIN, IL 60123-7507

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 17, 2018
Property Address	415 MOSELEY ST, ELGIN, IL 60123-7507
Document Number	0000017451
Instrument Date	Apr 5, 2018
Instrument	2018K017451
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	GREATER METROPOLITAN TITLE L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.02
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	415 MOSELEY ST, ELGIN, IL 60123-7507

Mortgage

Document Number	0000017452
Date	Apr 17, 2018
Instrument	2018K017452

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,536.00 (+15.82%) Homeowner's exemption	$80,565 (+8.57%) Land $18,126 Building $62,439	$241,792 (+8.57%) Land $54,400 Building $187,392
2024		$74,205 (+21.39%) Land $16,695 Building $57,510	$222,704 (+21.44%) Land $50,105 Building $172,599
2022	$4,780.00 (+4.76%) Homeowner's exemption	$61,128 (+6.96%) Land $13,753 Building $47,375	$183,384 (+6.96%) Land $41,259 Building $142,125
2021	$4,563.00 Homeowner's exemption	$57,150 Land $12,858 Building $44,292	$171,450 Land $38,574 Building $132,876

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1979–1982)
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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