412 Moseley St, Elgin, IL 60123 Property Records

Kane County property record for 412 Moseley St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,386 sqft · built 1889
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$276,000 (Sep 2024)
Tax Bill	$5,411 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-23-252-011`

Property Details

APN / Parcel Number

Primary APN	`06-23-252-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	5 Stories
Building Area	1,386 sqft Living Area
Gross Area	2,442 sqft
Basement Area	1,056 sqft

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Architectural Style	Traditional
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	412 MOSELEY ST
City	ELGIN
State	IL
Zip	60123-7508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAWKINS & PECKS 2ND ADDN LOT 3 BLOCK 2
Legal Subdivision	HAWKINS&PECKS 2ND ADDN
Legal Block	2
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2015
Census Tract	851600

Owner

412 Moseley St is owned by an individual who bought it in September 2024.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	128 PUEBLO RD, CARPENTERSVILLE, IL 60110-1115
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Apr 25, 2019	Warranty Deed, Transfer · FHA Mortgage MIDWEST COMMUNITY BANK
Oct 4, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2024 · Amount on File
Deed Sale	Sep 4, 2024 · Amount on File
Prior Sale	Apr 25, 2019 · Amount on File
Deed Document Number	202431691
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	412 MOSELEY ST, ELGIN, IL 60123-7508
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 MOSELEY ST, ELGIN, IL 60123-7508

Mortgage

Document Number	0000010355
Date	Apr 1, 2024
Instrument	2024K010355

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	May 1, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 25, 2019
Property Address	412 MOSELEY ST, ELGIN, IL 60123-7508
Document Number	0000016206
Instrument Date	Apr 23, 2019
Instrument	2019K016206
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$192.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 MOSELEY ST, 412, ELGIN, IL 60123-7508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 MOSELEY ST, ELGIN, IL 60123-7508

Mortgage

Document Number	0000016207
Date	Apr 25, 2019
Instrument	2019K016207

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Oct 4, 2018
Property Address	412 MOSELEY ST, ELGIN, IL 60123-7508
Document Number	0000048579
Instrument Date	Mar 16, 2018
Instrument	48579
Transaction Type	Transfer
Record Updated	Oct 15, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 MOSELEY ST ELGIN IL 601237508, ELGIN, IL 60123-7508

Tax Assessment & Valuation

The 2025 property tax bill for 412 Moseley St was $5,411.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,411.00	$78,933 (+8.57%) Land $18,999 Building $59,934	$236,894 (+8.57%) Land $57,020 Building $179,874
2024		$72,702 Land $17,499 Building $55,203	$218,193 Land $52,518 Building $165,675
2022	$4,672.00 (+4.75%) Homeowner's exemption	$59,890 (+6.96%) Land $14,415 Building $45,475	$179,670 (+6.96%) Land $43,245 Building $136,425
2021	$4,460.00 Homeowner's exemption	$55,993 Land $13,477 Building $42,516	$167,979 Land $40,431 Building $127,548

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 412 Moseley St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1979–1982)
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 412 Moseley St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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