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403 Moseley St, Elgin, IL 60123 Property Records

Kane County property record for 403 Moseley St, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,890 sqft · built 1900
Lot Size0.202 acres (8,800 sqft)
OwnerIndividual Name on Record
Last Sale$150,000 (May 2017)
Tax Bill$6,675 (2025)
Deeds & MortgagesMay 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-23-253-001

Property Details

APN / Parcel Number

Primary APN06-23-253-001

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,890 sqft Living Area
Gross Area2,961 sqft
Basement Area1,071 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Lot Area8,800 sqft (0.202 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address403 MOSELEY ST
CityELGIN
StateIL
Zip60123-7507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAWKINS & PECKS 2ND ADDN LOT 1 & NORTH 14 FT ON WEST LINE & NORTH 16 FT ON EAST LINE LOT 2 BLOCK 1
Legal SubdivisionHAWKINS&PECKS 2ND ADDN
Legal Block2
Legal Lot Number1,2
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2014
Census Tract851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address403 MOSELEY ST, ELGIN, IL 60123-7507
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 10, 2017 · Amount on Record
Deed SaleMay 10, 2017 · Amount on Record
Prior SaleSep 12, 2007 · Amount on Record
Deed Document Number201723965
Record UpdatedOct 29, 2026

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMay 10, 2017
Property Address403 MOSELEY ST, ELGIN, IL 60123-7507
Document Number0000023965
Instrument DateMay 3, 2017
Instrument23965
Transaction TypeTransfer
Record UpdatedMay 24, 2017
Title CompanyATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$225.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address310 DUNBAR CT STREAMWOOD IL 601073060, STREAMWOOD, IL 60107-3060

Mortgage

Document Number23966
DateMay 10, 2017
Instrument23966
Lender
NamePEOPLES HM EQUITY
TypeFunding / Finance Company
AddressBRENTWOOD, TN 37027
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 9, 2047
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,675.00 (+16.25%) Homeowner's exemption$95,503 (+8.57%) Land $20,722 Building $74,781$286,624 (+8.57%) Land $62,191 Building $224,433
2024$87,964 (+21.39%) Land $19,086 Building $68,878$263,998 (+21.44%) Land $57,281 Building $206,717
2022$5,742.00 (+4.63%) Homeowner's exemption$72,462 (+6.96%) Land $15,723 Building $56,739$217,386 (+6.96%) Land $47,169 Building $170,217
2021$5,488.00 Homeowner's exemption$67,747 Land $14,700 Building $53,047$203,241 Land $44,100 Building $159,141

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1979–1982)
Most Recent ClaimDec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: T-Mobile.

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