St. Joseph County property record for 420 Forest St, Three Rivers, MI 49093 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,208 sqft · built 1940 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $49,000 (Feb 2009) |
| Tax Bill | $665 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Oct 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-212-012-00 |
| Primary APN | 051-212-012-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,208 sqft Living Area |
| 1st Floor Area | 1,028 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Ranch |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 420 FOREST ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1856 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 BLK 2 BELLS ADD. CITY OF 3 RIVERS. |
| Legal Subdivision | BELLS ADD. CITY OF 3 RIVERS |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 40200 |
Source: St. Joseph County records · APN 051-212-012-00
Assessment roll updated August 11, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 420 FOREST ST, THREE RIVERS, MI 49093-1856 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Oct 25, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 02, 2009 · Amount on Record |
| Deed Sale | Feb 02, 2009 · Amount on Record |
| Prior Sale | Jul 11, 2008 · Amount on Record |
| Deed Book / Page | 1514 / 958 |
| Last Transfer Date | Oct 25, 2021 |
| Transfer Doc | 2021010753 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 420 FOREST ST, THREE RIVERS, MI 49093-1856 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 2020008984 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 2020008984 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Oct 25, 2021 |
| Property Address | 420 FOREST ST, THREE RIVERS, MI 49093-1856 |
| Document Number | 2021010753 |
| Map Reference | LB 1 PG 41 |
| Instrument Date | Oct 25, 2021 |
| Instrument | 2021010753 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 420 FOREST ST, THREE RIVERS, MI 49093-1856 |
Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $40,300 (-1.23%) | $80,600 (-1.23%) | |
| 2025 | $665.00 (-25.28%) Homeowner's exemption | $40,800 (+26.71%) Land $2,400 Building $38,400 | $81,600 (+26.71%) Land $4,800 Building $76,800 |
| 2023 | $32,200 Land $1,900 Building $30,300 | $64,400 Land $3,800 Building $60,600 | |
| 2022 | $890.00 |
Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261490402001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 9 individual NFIP policies nearby |
| Nearby Flood Policies | 9 in force 2 of 9 on primary residences |
| Nearby Flood Claims | 46 (1982–2018) |
| Claims Outside the SFHA | 2 of 46 |
| Most Recent Claim | Feb 2018, tidal / storm surge |
| Wildfire Risk | Low above 6% of the US · above 15% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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