420 Emerald Lake Dr, Laredo, TX 78041 Property Records

Webb County property record for 420 Emerald Lake Dr, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	2,994 sqft · built 2011
Lot Size	0.231 acres (10,062 sqft)
Owner	Company Name on File
Tax Bill	$2,550 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`991-00015-240`

Property Details

APN / Parcel Number

Primary APN	`991-00015-240`
Alternative APN	`256248`

Interior

Stories	1 Story
Building Area	2,994 sqft Living Area
1st Floor Area	2,994 sqft
Utility Area	24 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Tile
Lot Area	10,062 sqft (0.231 acres)
Garage Type	Carport
Garage Area	466 sqft
Carport	Carport
Carport Area	466 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	384 sqft

Location & Zoning

Street Address	420 EMERALD LAKE DR
City	LAREDO
State	TX
Zip	78041-1930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKESIDE, BLOCK 15, LOT 24, PHASE 4
Legal Subdivision	LAKESIDE
Legal Phase	4
Legal Block	15
Legal Lot Number	24
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2015
Census Tract	1714

Owner

420 Emerald Lake Dr is owned by a company and is owner-occupied.

Source: Webb County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	420 EMERALD LAKE DR, LAREDO, TX 78041-1930
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Dec 27, 2017	Deed of Trust, Mortgage · Line of Credit MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	420 EMERALD LAKE DR, LAREDO, TX 78041-1930
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4877/119
Date	Oct 6, 2020
Book Page	4877/119
Instrument	1406412

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	420 EMERALD LAKE DR, LAREDO, TX 78041-1930
Transaction Type	Mortgage
Record Updated	Jan 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 1316702
Date	Dec 27, 2017
Book Page	4347/439
Instrument	1316702

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 420 Emerald Lake Dr was $2,550 with a homeowner's exemption, down 18.8% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$511,000 (+1.39%) Land $168,438 Building $342,562	$511,000 (+1.39%) Land $168,438 Building $342,562
2025	$2,550.00 (-18.79%) Homeowner's exemption	$503,976 Land $168,438 Building $335,538	$503,976 Land $168,438 Building $335,538
2024	$3,140.00
2023		$485,968 Land $125,876 Building $360,092	$485,968 Land $125,876 Building $360,092
2022	$2,921.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 420 Emerald Lake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1999–2017)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Sep 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 Emerald Lake Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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