426 Emerald Lake Dr, Laredo, TX 78041 Property Records

Webb County property record for 426 Emerald Lake Dr, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	3,106 sqft · built 2003
Lot Size	0.239 acres (10,400 sqft)
Owner	Individual Name on Record
Tax Bill	$2,500 (2025)
Deeds & Mortgages	Dec 2025 Sale Dec 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`991-20003-260`

Property Details

APN / Parcel Number

Primary APN	`991-20003-260`
Alternative APN	`263411`

Interior

Stories	2 Stories
Building Area	3,106 sqft Living Area
Gross Area	3,658 sqft
1st Floor Area	2,360 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Tile
Lot Area	10,400 sqft (0.239 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	355 sqft
Porch	Open Porch
Porch Area	652 sqft
Patio Area	366 sqft
Balcony Area	366 sqft

Location & Zoning

Street Address	426 EMERALD LAKE DR
City	LAREDO
State	TX
Zip	78041-1930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKESIDE, BLOCK 3, LOT 26, PHASE 8
Legal Subdivision	LAKESIDE
Legal Phase	8
Legal Block	3
Legal Lot Number	26
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2015
Census Tract	1714

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	426 EMERALD LAKE DR, LAREDO, TX 78041-1930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Warranty Deed, Transfer
Dec 3, 2025	Warranty Deed, Transfer
Apr 7, 2021	Vendor's Lien, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2025
Deed Sale	Dec 3, 2025
Prior Sale	Dec 3, 2025
Deed Document Number	20251574309
Deed Book / Page	5949 / 59
Prior Transfer Date	Apr 5, 2021
Prior Transfer Doc	004995/337
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Dec 3, 2025
Property Address	426 EMERALD LAKE DR, LAREDO, TX 78041-1930
Document Number	0005949/59
Book / Page	5949 / 59
Map Reference	VOL 21 PG 76
Instrument Date	Dec 2, 2025
Instrument	1574309
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7902 E COUNTRY DR APT 1334, 1334, LAREDO, TX 78045-9030

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 EMERALD LAKE DR, LAREDO, TX 78041-1930

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Dec 3, 2025
Property Address	426 EMERALD LAKE DR, LAREDO, TX 78041-1930
Document Number	005948/436
Book / Page	5948 / 436
Map Reference	VOL 21 PG 76
Instrument Date	Dec 2, 2025
Instrument	1574230
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7902 E COUNTRY DR APT 1334, 1334, LAREDO, TX 78045-9030

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 EMERALD LAKE DR, LAREDO, TX 78041-1930

April 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 7, 2021
Property Address	426 EMERALD LAKE DR, LAREDO, TX 78041-1930
Document Number	004995/337
Book / Page	4995 / 337
Map Reference	VOL 21 PG 76
Instrument Date	Apr 5, 2021
Instrument	1424480
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 RED OAK RD, PELAHATCHIE, MS 39145-2898

Mortgage

Document Number	0001424481
Date	Apr 7, 2021
Instrument	1424481

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$512,645 (+3.75%) Land $174,096 Building $338,549	$512,645 (+3.75%) Land $174,096 Building $338,549
2025	$2,500.00 (+4.78%)	$494,139 (+10.82%) Land $174,096 Building $320,043	$494,139 (+10.82%) Land $174,096 Building $320,043
2024	$2,386.00 (-8.76%)
2023		$445,887 Land $130,104 Building $315,783	$445,887 Land $130,104 Building $315,783
2022	$2,615.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1999–2017)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Sep 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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