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408 E Spruce St, Chatham, IL 62629 Property Records

Sangamon County property record for 408 E Spruce St, Chatham, IL 62629 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.152 acres (6,635 sqft)
OwnerCompany Name on File
Last Sale$245,000 (Apr 2026)
Tax Bill$2,884 (2025)
Deeds & MortgagesApr 2026 Sale
Jun 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN29-07.0-382-039

Property Details

APN / Parcel Number

Primary APN29-07.0-382-039
Alternative APN
  • 29070382039 (CHECK DIGIT = 3)

Exterior

Lot Area6,635 sqft (0.152 acres)

Location & Zoning

Account Number29070382039
Street Address408 E SPRUCE ST
CityCHATHAM
StateIL
Zip62629-1627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 44.83' L 3 SPRUCE EST 1ST ADDN (6,635 SQ FT) 7-14-5
Legal Range05
Legal Township14
Legal Section07
Legal SubdivisionSPRUCE ESTATES FIRST ADD
JurisdictionSANGAMON IL
Township / Civil DivisionCHATHAM
Census Block Group4
Census Block4025
Census Tract3203

Owner

Source: Sangamon County records · APN 29-07.0-382-039

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1308 RAVENSWOOD, SPRINGFIELD, IL 62711-6077
OccupancyOwner Occupied
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Apr 07, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jun 14, 2023Warranty Deed, Transfer · Conventional Mortgage
CEFCU
Oct 05, 2020Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 07, 2026 · Amount on Record
Deed SaleApr 07, 2026 · Amount on Record
Prior SaleJun 14, 2023 · Amount on Record
Deed Document Number20265660
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateApr 07, 2026
Property Address408 E SPRUCE ST, CHATHAM, IL 62629-1627
Document Number0000005660
Instrument DateApr 06, 2026
Instrument20265660
Transaction TypeTransfer
Record UpdatedApr 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$37,117.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address1308 RAVENSWOOD, SPRINGFIELD, IL 62711-6077

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateJun 14, 2023
Property Address408 E SPRUCE ST, CHATHAM, IL 62629-1627
Document Number2023R10199
Map ReferenceDOC 2008R37934
Instrument DateJun 09, 2023
Instrument2023R10199
Transaction TypeTransfer
Record UpdatedJul 12, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 E SPRUCE ST, CHATHAM, IL 62629-1627

Mortgage

Document Number2023R10200
DateJun 14, 2023
Instrument2023R10200
Lender
NameCEFCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2053

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateOct 05, 2020
Property Address408 E SPRUCE ST, CHATHAM, IL 62629-1627
Document Number2020R27422
Map ReferenceDOC 2008R37934
Instrument DateOct 02, 2020
Instrument2020R27422
Transaction TypeTransfer
Record UpdatedJul 08, 2022
Title CompanyPRAIRIE TITLE, PRAIRIE LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$210.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 20345, SPRINGFIELD, IL 62708-0345

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address408 E SPRUCE ST, CHATHAM, IL 62629-1627

Mortgage

Document Number2020R27423
DateOct 05, 2020
Instrument2020R27423
Lender
NameQUICKEN LOANS INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Sangamon County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityChatham Village
CountySangamon County
County SubdivisionChatham Township
Unified School DistrictBall-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,884.00 (+12.83%) Homeowner's exemption$45,863 (+10.12%) Land $14,043 Building $31,820$137,589 (+10.12%) Land $42,129 Building $95,460
2024$2,556.00 (-22%)$41,648 (-14.48%) Land $12,752 Building $28,896$124,944 (-14.48%) Land $38,256 Building $86,688
2022$3,277.00 Homeowner's exemption$48,701 Land $5,218 Building $43,483$146,103 Land $15,654 Building $130,449

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sangamon County (17167C), updated May 4, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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