413 E Madison Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 413 E Madison Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,914 sqft · built 2021
Lot Size	0.257 acres (11,199 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,434,200 (Jul 2026)
Tax Bill	$14,044 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23M-22-0041`

Property Details

APN / Parcel Number

Primary APN	`23M-22-0041`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,914 sqft Living Area
Gross Area	6,419 sqft
1st Floor Area	1,422 sqft
Basement Area	1,350 sqft
Finished Basement	1,350 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	11,199 sqft (0.257 acres)
Lot Dimensions	160 ft deep x 70 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	505 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Deck Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	413 E MADISON AVE
City	SAINT LOUIS
State	MO
Zip	63122-4550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R3
Legal Description	HATHAWAY PLACE LOT 10
Legal Subdivision	HATHAWAY PLACE
Legal Lot Number	10
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	1
Census Block	1013
Census Tract	218600

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	413 E MADISON AVE, SAINT LOUIS, MO 63122-4550
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL COMPANY
May 12, 2026	Deed of Trust, Mortgage · Line of Credit AMERICAN COMMERCIAL BANK
Oct 11, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Nov 17, 2020	Warranty Deed, Construction Loan · Construction Mortgage CARROLLTON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2026 · Amount on Record
Deed Sale	Jul 17, 2026 · Amount on Record
Prior Sale	Oct 11, 2021 · Amount on Record
Deed Document Number	2026124
Prior Transfer Date	Jul 11, 2008
Prior Transfer Doc	0179460633
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 17, 2026
Property Address	413 E MADISON AVE, SAINT LOUIS, MO 63122-4550
Document Number	0000000124
Instrument Date	Jul 16, 2026
Instrument	2026717124
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	413 E MADISON AVE, SAINT LOUIS, MO 63122-4550

Mortgage

Document Number	0000000125,
Date	Jul 17, 2026
Instrument	2026717125

Lender

Name	DELMAR FINANCIAL COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Recording Date	May 12, 2026
Property Address	413 E MADISON AVE, SAINT LOUIS, MO 63122-4550
Document Number	0000000158
Instrument Date	May 8, 2026
Instrument	2026158
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 E MADISON AVE, SAINT LOUIS, MO 63122-4550

Mortgage

Document Number	0000000158,
Date	May 12, 2026
Instrument	2026158

Lender

Name	AMERICAN COMMERCIAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 11, 2021
Property Address	413 E MADISON AVE, SAINT LOUIS, MO 63122-4550
Document Number	0251580061
Book / Page	25158 / 61
Map Reference	MB 30 PG 34
Instrument Date	Sep 30, 2021
Instrument	2021101100011
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 16, 2022
Title Company	SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	335 LEFFINGWELL AVE STE 100, 335, KIRKWOOD, MO 63122-6417

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 E MADISON AVE, SAINT LOUIS, MO 63122-4550

Mortgage

Document Number	2021101100012
Date	Oct 11, 2021
Instrument	2021101100012

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

November 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 17, 2020
Property Address	413 E MADISON AVE, SAINT LOUIS, MO 63122-4550
Document Number	0244445430
Book / Page	24444 / 5430
Map Reference	MB 30 PG 34
Instrument Date	Oct 30, 2020
Instrument	2020111700856
Transaction Type	Construction Loan
Record Updated	Sep 1, 2021
Title Company	SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29 ORCHARD LN, 29, KIRKWOOD, MO 63122-6918

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 E MADISON AVE, SAINT LOUIS, MO 63122-4550
Investor	Possibly a Property Investor

Mortgage

Document Number	2020111700857
Date	Nov 17, 2020
Instrument	2020111700857

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,910 (-) Land $91,850 Building $158,060	$1,315,300 (-) Land $483,400 Building $831,900
2025	$14,044.00 (+2.16%)	$249,910 (+13.63%) Land $91,850 Building $158,060	$1,315,300 (+13.62%) Land $483,400 Building $831,900
2024	$13,747.00 (+1.6%)
2023	$13,530.00 (-5.73%)	$219,940 (+9.11%) Land $82,650 Building $137,290	$1,157,600 (+9.11%) Land $435,000 Building $722,600
2022	$14,352.00	$201,570 Land $68,780 Building $132,790
2021			$1,060,900 Land $362,000 Building $698,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979–1987)
Most Recent Claim	Jun 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

Nearby Properties on E Madison Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures