418 E Madison Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 418 E Madison Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,278 sqft · built 2018
Lot Size	0.271 acres (11,818 sqft)
Owner	2 Individual Names on Record
Tax Bill	$12,258 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`24M-54-0450`

Property Details

APN / Parcel Number

Primary APN	`24M-54-0450`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,278 sqft Living Area
Gross Area	4,605 sqft
1st Floor Area	1,088 sqft
Attic	Attic
Attic Area	225 sqft
Basement Area	1,102 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Raised
Lot Area	11,818 sqft (0.271 acres)
Lot Dimensions	197 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	495 sqft
Patio Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	418 E MADISON AVE
City	SAINT LOUIS
State	MO
Zip	63122-4551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R3
Legal Description	EAST KIRKWOOD LOT PT 12 NE PART
Legal Subdivision	EAST KIRKWOOD
Legal Lot Number	12
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	1
Census Block	1021
Census Tract	218600

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	418 E MADISON AVE, SAINT LOUIS, MO 63122-4551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Dec 18, 2019	Deed of Trust, Mortgage STIFEL BK&TR
Apr 4, 2019	Warranty Deed, Subdivision Related Transfer STIFEL BK&TR
Jul 18, 2018	Trustee's Deed, Construction Loan · Line of Credit BUSEY BK
Jun 2, 2017	Warranty Deed, Transfer · Line of Credit BUSEY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2019
Deed Sale	May 9, 2019
Prior Sale	Apr 4, 2019 · Amount on Record
Deed Document Number	20198
Deed Book / Page	23518 / 29
Prior Transfer Date	May 8, 2019
Prior Transfer Doc	0000000008
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	418 E MADISON AVE, SAINT LOUIS, MO 63122-4551
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 E MADISON AVE, KIRKWOOD, MO 63122-4551

Mortgage

Document Number	0249880808
Date	Jul 14, 2021
Book Page	24988/808
Instrument	2021071400336

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	418 E MADISON AVE, SAINT LOUIS, MO 63122-4551
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 E MADISON AVE, KIRKWOOD, MO 63122-4551

Mortgage

Document Number	0243082714
Date	Sep 3, 2020
Book Page	24308/2714
Instrument	2020090300346

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	418 E MADISON AVE, SAINT LOUIS, MO 63122-4551
Document Number	0238580502
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	418 E MADISON AVE KIRKWOOD MO 631224551, KIRKWOOD, MO 63122-4551

Mortgage

Document Number	0238580502
Date	Dec 30, 2019
Book Page	023858/000502
Instrument	56

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2049

April 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 4, 2019
Property Address	418 E MADISON AVE, SAINT LOUIS, MO 63122-4551
Document Number	0234681519
Book / Page	023468 / 001519
Instrument Date	Mar 4, 2019
Instrument	268
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 11, 2019
Title Company	INSIGHT TITLE COMPANY LLC, INSIGHT TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	418 E MADISON AVE KIRKWOOD MO 631224551, KIRKWOOD, MO 63122-4551

Mortgage

Document Number	234681522
Date	Apr 4, 2019
Book Page	023468/001522
Instrument	269

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2049

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 18, 2018
Property Address	418 E MADISON AVE, SAINT LOUIS, MO 63122-4551
Document Number	0231140464
Book / Page	023114 / 000464
Instrument Date	Jul 10, 2018
Instrument	46
Transaction Type	Construction Loan
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	204 PEEKE AVE KIRKWOOD MO 631222728, KIRKWOOD, MO 63122-2728

Mortgage

Document Number	231140464
Date	Jul 18, 2018
Book Page	023114/000464
Instrument	46

Lender

Name	BUSEY BK
Type	Bank
Address	900 OLIVE ST, ST LOUIS, MO 63101-1420

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 2, 2017
Property Address	418 E MADISON AVE, SAINT LOUIS, MO 63122-4551
Document Number	0225503438
Book / Page	022550 / 003438
Instrument Date	May 31, 2017
Instrument	621
Transaction Type	Transfer
Record Updated	Jul 28, 2017
Title Company	INSIGHT TITLE COMPANY LLC, INSIGHT TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	418 E MADISON AVE KIRKWOOD MO 631224551, KIRKWOOD, MO 63122-4551

Mortgage

Document Number	225503441
Date	Jun 2, 2017
Book Page	022550/003441
Instrument	622

Lender

Name	BUSEY BK
Type	Bank
Address	SAINT LOUIS, MO 63101

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,560 (-) Land $94,300 Building $124,260	$1,150,300 (-) Land $496,300 Building $654,000
2025	$12,258.00 (+3.78%)	$218,560 (+15.43%) Land $94,300 Building $124,260	$1,150,300 (+15.42%) Land $496,300 Building $654,000
2024	$11,811.00 (+1.61%)
2023	$11,624.00	$189,350 Land $84,850 Building $104,500	$996,600 Land $446,600 Building $550,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979–1987)
Most Recent Claim	Jun 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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