420 E Jefferson St, Grand Ledge, MI 48837 Property Records

Eaton County property record for 420 E Jefferson St, Grand Ledge, MI 48837

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,632 sqft · built 1890
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Aug 2022)
Tax Bill	$8,019 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Dec 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`40000063503000`

Property Details

APN / Parcel Number

Primary APN	`40000063503000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,632 sqft Living Area
1st Floor Area	1,418 sqft
Basement Area	1,238 sqft
Unfinished Basement	1,238 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	148 ft deep x 66 ft wide
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	420 E JEFFERSON ST
City	GRAND LEDGE
State	MI
Zip	48837-1750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-MD
Legal Description	LOT 2. O.P. BLOCK 35. CITY OF GRAND LEDGE PA 293 OF 1976-$8000
Legal Subdivision	ORIGINAL PLAT OF THE CITY GRAND LEDGE
Legal Block	35
Legal Lot Number	2
Jurisdiction	EATON MI
Township / Civil Division	GRAND LEDGE
Census Block Group	3
Census Block	3005
Census Tract	20403

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the River Ledge Historic District listed 1987 · 235 contributing resources · NRIS 87001576

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	420 E JEFFERSON ST, GRAND LEDGE, MI 48837-1750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU
Dec 21, 2021	Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2022 · Amount on Record
Deed Sale	Aug 29, 2022 · Amount on Record
Prior Sale	Jul 16, 2015 · Amount on Record
Deed Book / Page	3018 / 884
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Aug 29, 2022
Property Address	420 E JEFFERSON ST, GRAND LEDGE, MI 48837-1750
Document Number	003018/884
Book / Page	3018 / 884
Map Reference	LB 1 PG 39
Instrument Date	Aug 25, 2022
Transaction Type	Transfer
Record Updated	Sep 7, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,437.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 E JEFFERSON ST, 420, GRAND LEDGE, MI 48837-1750

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	866 DORROLL ST NE, GRAND RAPIDS, MI 49505-4209

Mortgage

Document Number	0030180886
Date	Aug 29, 2022
Instrument	3018-0886

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2037

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	420 E JEFFERSON ST, GRAND LEDGE, MI 48837-1750
Transaction Type	Mortgage
Record Updated	Jan 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 E JEFFERSON ST, GRAND LEDGE, MI 48837-1750

Mortgage

Document Number	002976/550
Date	Dec 21, 2021
Book Page	2976/550

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 20, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	420 E JEFFERSON ST, GRAND LEDGE, MI 48837-1750
Transaction Type	Mortgage
Record Updated	Oct 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 E JEFFERSON ST, GRAND LEDGE, MI 48837-1750

Mortgage

Document Number	2962/902
Date	Oct 19, 2021
Book Page	2962/902

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	420 E JEFFERSON ST, GRAND LEDGE, MI 48837-1750
Transaction Type	Mortgage
Record Updated	Feb 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2900/127
Date	Jan 22, 2021
Book Page	2900/127

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	420 E JEFFERSON ST, GRAND LEDGE, MI 48837-1750
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSNATION TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2825/0097
Date	Jan 21, 2020
Book Page	2825/0097

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Grand Ledge City
Unified School District	Grand Ledge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,100 (+21.01%)	$346,894 (+10.41%) Land $30,890 Building $316,004
2025	$8,019.00 (-56.24%)
2023		$157,100	$314,200
2022	$18,327.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRAND LEDGE serves 8,701 people · EPA ID MI0002770
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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