406 E Jefferson St, Grand Ledge, MI 48837 Property Records

Eaton County property record for 406 E Jefferson St, Grand Ledge, MI 48837

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,520 sqft · built 1914
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (May 2021)
Tax Bill	$7,727 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40000063505100`

Property Details

APN / Parcel Number

Primary APN	`40000063505100`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,520 sqft Living Area
1st Floor Area	1,651 sqft
Basement Area	869 sqft
Unfinished Basement	869 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	181 ft deep x 66 ft wide
Garage Area	414 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	406 E JEFFERSON ST
City	GRAND LEDGE
State	MI
Zip	48837-1750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-MD
Legal Description	LOT 4 & NE 33 FT OF LOT 7. & THAT PART OF LOTS 3 & 8 DESC AS: BEG A SELY COR LOT 4, SELY ALONG WLY LINE E JEFFERSON 1.20 FT, WLY PAR WITH SLY LINE LOTS 4 & 7, 181.50 FT, NWLY PAR WITH E JEFFERSON 1.20 FT, ELY 181.50 FT TO BEG. BLK 35, O.P. CITY OF GR
Legal Subdivision	GRAND LEDGE
Legal Block	35
Jurisdiction	EATON MI
Township / Civil Division	GRAND LEDGE
Census Block Group	3
Census Block	3005
Census Tract	20403

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the River Ledge Historic District listed 1987 · 235 contributing resources · NRIS 87001576

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 E JEFFERSON ST, GRAND LEDGE, MI 48837-1750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE DART BANK
Nov 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE DART BANK
May 5, 2021	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA COMMERCIAL
Apr 22, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2021 · Amount on Record
Deed Sale	May 5, 2021 · Amount on Record
Prior Sale	Apr 22, 2019 · Amount on Record
Deed Book / Page	2924 / 1130
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	406 E JEFFERSON ST, GRAND LEDGE, MI 48837-1750
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02781/0245
Date	Apr 22, 2019
Book Page	2781/0245

Lender

Name	THE DART BANK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	406 E JEFFERSON ST, GRAND LEDGE, MI 48837-1750
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	TRANSNATION TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02815/0168
Date	Nov 21, 2019
Book Page	2815/0168

Lender

Name	THE DART BANK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	May 5, 2021
Property Address	406 E JEFFERSON ST, GRAND LEDGE, MI 48837-1750
Document Number	02924/1130
Book / Page	2924 / 1130
Map Reference	LB 1 PG 49
Instrument Date	Apr 30, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	TRI-COUNTY TITLE AGENCY LLC, TRI COUNTY TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,494.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406 E JEFFERSON ST, 406, GRAND LEDGE, MI 48837-1750

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21480 CLEAR LAKE RD, BATTLE CREEK, MI 49014-7302
Investor	Possibly a Property Investor

Mortgage

Document Number	0029241133
Date	May 5, 2021
Instrument	2924/1133

Lender

Name	FINANCE OF AMERICA COMMERCIAL
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Apr 22, 2019
Property Address	406 E JEFFERSON ST, GRAND LEDGE, MI 48837-1750
Document Number	2781/0222
Book / Page	2781 / 0222
Map Reference	LB 1 PG 49
Instrument Date	Apr 17, 2019
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount Recorded
Tax	$2,072.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406 E JEFFERSON ST, 406, GRAND LEDGE, MI 48837-1750

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2609 WALNUT GRV, GRAND LEDGE, MI 48837-8430

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Grand Ledge City
Unified School District	Grand Ledge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,900 (+25.86%)	$341,098 (+14.85%) Land $32,155 Building $308,943
2025	$7,727.00 (-60.49%)
2023		$148,500	$297,000
2022	$19,558.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRAND LEDGE serves 8,701 people · EPA ID MI0002770
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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