424 E Jefferson St, Grand Ledge, MI 48837 Property Records

Eaton County property record for 424 E Jefferson St, Grand Ledge, MI 48837

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,836 sqft · built 1905
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Jul 2026)
Tax Bill	$6,950 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40000063501000`

Property Details

APN / Parcel Number

Primary APN	`40000063501000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,836 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft
Unfinished Basement	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	91.6 ft deep x 66 ft wide
Garage Area	320 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	424 E JEFFERSON ST
City	GRAND LEDGE
State	MI
Zip	48837-1750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-MD
Legal Description	NE 91.6 FEET OF LOT 1. O.P. BLOCK 35. CITY OF GRAND LEDGE PA 293 OF 1976-$14000
Legal Subdivision	CITY OF GRAND LEDGE
Legal Block	35
Legal Lot Number	1
Jurisdiction	EATON MI
Township / Civil Division	GRAND LEDGE
Census Block Group	3
Census Block	3005
Census Tract	20403

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the River Ledge Historic District listed 1987 · 235 contributing resources · NRIS 87001576

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	424 E JEFFERSON ST, GRAND LEDGE, MI 48837-1750
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Jul 13, 2021	Warranty Deed, Transfer NOT AVAILABLE, MAIN STREET ESCROW & TITLE
May 25, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN STATE UNIVERSITY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Aug 27, 2024 · Amount on Record
Deed Document Number	2026714
Deed Book / Page	3199 / 516
Prior Transfer Date	May 20, 2005
Prior Transfer Doc	01933/1220
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Jul 2, 2026
Property Address	424 E JEFFERSON ST, GRAND LEDGE, MI 48837-1750
Document Number	0000000714
Book / Page	3199 / 516
Instrument Date	Jul 1, 2026
Instrument	2026714
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	GREATER TX TITLE, GREATER LANSING TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$334,411.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 E JEFFERSON ST, GRAND LEDGE, MI 48837-1750

Mortgage

Document Number	0000000850,
Date	Jul 2, 2026
Instrument	2026850

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	424 E JEFFERSON ST, GRAND LEDGE, MI 48837-1750
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002937/231
Date	Jun 29, 2021
Book Page	2937/231

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Jul 13, 2021
Property Address	424 E JEFFERSON ST, GRAND LEDGE, MI 48837-1750
Document Number	2940/317
Book / Page	2940 / 317
Instrument Date	Jun 18, 2021
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	NOT AVAILABLE, MAIN STREET ESCROW & TITLE

Transaction

Amount	Amount Recorded
Tax	$2,107.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	424 E JEFFERSON ST, 424, GRAND LEDGE, MI 48837-1750

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4100 DONALD ST, LANSING, MI 48910-4516

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	424 E JEFFERSON ST, GRAND LEDGE, MI 48837-1750
Transaction Type	Mortgage
Record Updated	Jun 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2735/1018
Date	May 25, 2018
Book Page	2735/1018

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 15, 2033

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Grand Ledge City
Unified School District	Grand Ledge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,800 (+10.05%)	$288,580 (-) Land $28,045 Building $260,535
2025	$6,950.00 (+7.39%) Homeowner's exemption	$144,300 (+9.98%)	$288,580 (+9.98%) Land $28,045 Building $260,535
2024	$6,472.00 (-70.17%)
2023		$131,200	$262,400
2022	$21,698.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRAND LEDGE serves 8,701 people · EPA ID MI0002770
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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