407 E Jefferson St, Grand Ledge, MI 48837 Property Records

Eaton County property record for 407 E Jefferson St, Grand Ledge, MI 48837

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,797 sqft · built 1900
Lot Size	0.272 acres (11,848 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Feb 2026)
Tax Bill	$4,300 (2025)
Deeds & Mortgages	Mar 2012 Mortgage Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40000062507000`

Property Details

APN / Parcel Number

Primary APN	`40000062507000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,797 sqft Living Area
1st Floor Area	1,149 sqft
Basement Area	1,098 sqft
Unfinished Basement	1,098 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	11,848 sqft (0.272 acres)
Lot Dimensions	163 ft deep x 66 ft wide
Garage Area	432 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	407 E JEFFERSON ST
City	GRAND LEDGE
State	MI
Zip	48837-1749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-MD
Legal Description	LOTS 5 AND 8, EXCEPT SE 8 FEET. & EXCEPT NE 150 FEET OF LOT 5. SE 8 FEET OF LOTS 6 & 7, EXCEPT NE 150 FT. BLOCK 25, O P CITY
Legal Subdivision	ORIGINAL PLAT OF THE CITY OF GRAND LEDGE
Legal Block	25
Legal Lot Number	5-8
Jurisdiction	EATON MI
Township / Civil Division	GRAND LEDGE
Census Block Group	2
Census Block	2003
Census Tract	20402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the River Ledge Historic District listed 1987 · 235 contributing resources · NRIS 87001576

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	125 E SAGINAW HWY, 2, GRAND LEDGE, MI 48837-2136
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2012	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Feb 17, 2026	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 6, 2020	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2026 · Amount on Record
Deed Sale	Feb 17, 2026 · Amount on Record
Prior Sale	Jan 6, 2020 · Amount on Record
Deed Book / Page	3177 / 1231
Record Updated	Oct 29, 2026

March 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	407 E JEFFERSON ST, GRAND LEDGE, MI 48837-1749
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02383/1227
Date	Mar 29, 2012
Book Page	2383/1227

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2042

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Feb 17, 2026
Property Address	407 E JEFFERSON ST, GRAND LEDGE, MI 48837-1749
Document Number	03177/1231
Book / Page	3177 / 1231
Map Reference	LB 1 PG 49
Instrument Date	Feb 13, 2026
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	ELEVATE TITLE AGCY OF MI LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,987.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	407 E JEFFERSON ST, GRAND LEDGE, MI 48837-1749

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 E SAGINAW HWY APT 2, 2, GRAND LEDGE, MI 48837-2136

Mortgage

Document Number	0031771233
Date	Feb 17, 2026
Instrument	3177/1233

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Jan 6, 2020
Property Address	407 E JEFFERSON ST, GRAND LEDGE, MI 48837-1749
Document Number	02822/0375
Book / Page	2822 / 0375
Map Reference	LB 1 PG 49
Instrument Date	Dec 27, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	407 E JEFFERSON ST, 407, GRAND LEDGE, MI 48837-1749

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 WESTERN AVE APT D301, D301, LANSING, MI 48917-3730

Mortgage

Document Number	0002822377
Date	Jan 6, 2020
Instrument	2822/377

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Grand Ledge City
Unified School District	Grand Ledge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,000 (+12.18%)	$208,614 (-) Land $31,471 Building $177,143
2025	$4,300.00 (-25.24%)	$104,300 (+13.62%)	$208,614 (+13.62%) Land $31,471 Building $177,143
2024	$5,752.00 (-62.73%)
2023		$91,800	$183,600
2022	$15,434.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRAND LEDGE serves 8,701 people · EPA ID MI0002770
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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