420 Delaware Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 420 Delaware Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1996
Square Footage	1,432 sqft Heated Area
Lot Size	9,583 sqft (0.219 acres)
Occupancy	Owner Occupied
Last Sale	$118,000 (2010)
Tax Bill	$1,026.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`79464`
Alternative APN	`012630000103650050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,432 sqft Heated Area
Gross Area	2,356 sqft Gross Area
1st Floor	1,432 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1996
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,583 sqft (0.219 acres)
Depth X Width	150 ft x 62.5 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	420 sqft Garage

Exterior Amenities

Fence	Fence
Shed	1 Shed
Shed Area	120 sqft Shed
Porch	Finished/Screened Porch
Porch Area	504 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	79464
Street Address	420 DELAWARE AVE
City	SAINT CLOUD
State	FL
Zip	34769-2980
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GALION GARDENS PB 1 PG 140 BLK 365, S 1/2 LOT 5 & N 37.5 FT LOT 6 1-26-30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	365
Legal Lot Number	1,5-6
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	5
Census Block	5023
Census Tract	43500

Owner

Source: Osceola County records · APN 79464

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	420 DELAWARE AVE, SAINT CLOUD, FL 34769-2980
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 11, 2010 · Amount on Record
Deed Sale	May 11, 2010 · Amount on Record
Prior Sale	Sep 05, 2000 · Amount on Record
Deed Doc Number	2010066666
Deed Book / Page	3983 / 0854
Record Refreshed	Jun 08, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	420 DELAWARE AVE, SAINT CLOUD, FL 34769-2980
Document Number	0052322256
Book / Page	005232 / 002256
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 DELAWARE AVE ST CLOUD FL 347692980, ST CLOUD, FL 34769-2980

Mortgage

Document Number	0052322256
Date	Oct 31, 2017
Book Page	005232/002256
Instrument	156088

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,026.00 (+8.69%) Homeowner's exemption	$100,215 (+5.99%)	$299,500 (+12%) Land $55,000 Building $244,500
2023	$944.00 (+5.47%) Homeowner's exemption	$94,555 (+3%)	$267,400 (+16.21%) Land $50,000 Building $217,400
2022	$895.00 Homeowner's exemption	$91,801	$230,100 Land $45,000 Building $185,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.