425 Delaware Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 425 Delaware Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1981
Square Footage	1,812 sqft Heated Area
Lot Size	11,326 sqft (0.26 acres)
Occupancy	Owner Occupied
Last Sale	$190,000 (2006)
Tax Bill	$1,848.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`79455`
Alternative APN	`012630000103640140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,812 sqft Heated Area
Gross Area	2,622 sqft Gross Area
1st Floor	1,140 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1981
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	11,326 sqft (0.26 acres)
Depth X Width	150 ft x 75 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	532 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	64 sqft Shed
Patio Area	100 sqft Patio
Porch	1 Porch
Porch Area	250 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	79455
Street Address	425 DELAWARE AVE
City	SAINT CLOUD
State	FL
Zip	34769-2979
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GALION GARDENS PB 1 PG 140 BLK 364 N 25 FT OF LOT 14 & ALL 15 1-26-30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	364
Legal Lot Number	14
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	5
Census Block	5024
Census Tract	43500

Owner

Source: Osceola County records · APN 79455

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	425 DELAWARE AVE, SAINT CLOUD, FL 34769-2979
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 27, 2006 · Amount on Record
Deed Sale	Sep 27, 2006 · Amount on Record
Deed Doc Number	2006236560
Deed Book / Page	3287 / 1455
Record Refreshed	Jun 08, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	425 DELAWARE AVE, SAINT CLOUD, FL 34769-2979
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	CELEBRATION TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 DELAWARE AVE, SAINT CLOUD, FL 34769-2979

Mortgage

Document Number	0062010592
Date	Apr 26, 2022
Book Page	6201/592
Instrument	2022065502

Lender

Name	FAIRWINDS CU
Type	Credit Union
Address	ORLANDO, FL 32826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2037

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,848.00 (+138.14%) Homeowner's exemption	$146,147 (+71.38%)	$310,800 (+35.01%) Land $55,000 Building $255,800
2023	$776.00 (+6.01%) Homeowner's exemption	$85,276 (+3%)	$230,200 (+16.68%) Land $50,000 Building $180,200
2022	$732.00 Homeowner's exemption	$82,793	$197,300 Land $45,000 Building $152,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.