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431 Delaware Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 431 Delaware Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1981
Square Footage1,140 sqft Heated Area
Lot Size11,326 sqft (0.26 acres)
OccupancyOwner Occupied
Last Sale$41,000 (1996)
Tax Bill$770.00 (2025)

Property Details

APN / Parcel Number

Primary APN79454
Alternative APN
  • 012630000103640130

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,140 sqft Heated Area
Gross Area1,692 sqft Gross Area
1st Floor1,140 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1981
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area11,326 sqft (0.26 acres)
Depth X Width150 ft x 75 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area532 sqft Garage
FenceFence
PorchOpen Porch
Porch Area20 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number79454
Street Address431 DELAWARE AVE
CitySAINT CLOUD
StateFL
Zip34769-2979
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGALION GARDENS PB 1 PG 140 BLK 364 LOT 13 & S 25 FT OF LOT 14 1/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block364
Legal Lot Number1,13-14
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup5
Census Block5024
Census Tract43500

Owner

Source: Osceola County records · APN 79454

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address431 DELAWARE AVE, SAINT CLOUD, FL 34769-2979
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Mar 04, 2022Deed of Trust, Mortgage · Conventional Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Mar 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Apr 15, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Last SaleMay 30, 1996 · Amount on Record
Deed SaleMay 30, 1996 · Amount on Record
Prior SaleMay 30, 1996 · Amount on Record
Deed Doc Number0132801783
Deed Book / Page01328 / 01783
Record RefreshedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address431 DELAWARE AVE, SAINT CLOUD, FL 34769-2979
Transaction TypeMortgage
Record UpdatedMar 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 DELAWARE AVE, SAINT CLOUD, FL 34769-2979

Mortgage

Document Number0061641333
DateMar 04, 2022
Book Page6164/1333
Instrument2022035412
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2052

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address431 DELAWARE AVE, SAINT CLOUD, FL 34769-2979
Transaction TypeMortgage
Record UpdatedApr 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 DELAWARE AVE, SAINT CLOUD, FL 34769-2979

Mortgage

Document Number0059141464
DateMar 17, 2021
Book Page5914/1464
Instrument2021039932
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address431 DELAWARE AVE, SAINT CLOUD, FL 34769-2979
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057080441
DateApr 15, 2020
Book Page5708/441
Instrument2020050949
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$770.00 (+9.84%) Homeowner's exemption$85,933 (+5.99%)$246,500 (+13.28%) Land $55,000 Building $191,500
2023$701.00 (+6.37%) Homeowner's exemption$81,080 (+3%)$217,600 (+16.55%) Land $50,000 Building $167,600
2022$659.00 Homeowner's exemption$78,719$186,700 Land $45,000 Building $141,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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