Osceola County property record for 404 Delaware Ave, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,635 sqft Heated Area |
| Lot Size | 9,583 sqft (0.219 acres) |
| Garage | Finished, 460 sqft |
| Last Sale | $215,000 (2017) |
| Tax Bill | $5,537.00 (2025) |
| Primary APN | 79462 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,635 sqft Heated Area |
| Gross Area | 2,286 sqft Gross Area |
| 1st Floor | 1,635 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,583 sqft (0.219 acres) |
| Depth X Width | 125 ft x 75 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 460 sqft Garage |
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 191 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 79462 |
|---|---|
| Street Address | 404 DELAWARE AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2980 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GALION GARDENS PB 1 PG 140 BLK 365 S 12.5 FT OF E 125 FT OF LOT 2, E 125 FT OF LOT 3, & N 12.5 FT OF E 125 FT OF LOT 4 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 1 |
| Legal Block | 365 |
| Legal Lot Number | 1-4 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 5 |
| Census Block | 5023 |
| Census Tract | 43500 |
Source: Osceola County records · APN 79462
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 193 STACKPOLE RD, DURHAM, ME 04222-5129 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 02, 2018 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) BANK OF NH |
| Nov 20, 2017 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 20, 2017 · Amount on Record |
| Deed Sale | Nov 20, 2017 · Amount on Record |
| Prior Sale | Apr 11, 2001 · Amount on Record |
| Deed Doc Number | 0052421134 |
| Deed Book / Page | 5242 / 1134 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 404 DELAWARE AVE, SAINT CLOUD, FL 34769-2980 |
| Document Number | 0052792674 |
| Instrument Date | Feb 02, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2018 |
| Title Company | SUMMIT TITLE AND ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 404 DELAWARE AVE ST CLOUD FL 347692980, ST CLOUD, FL 34769-2980 |
| Document Number | 0052792674 |
|---|---|
| Date | Feb 05, 2018 |
| Book Page | 005279/002674 |
| Instrument | 18562 |
| Name | BANK OF NH |
|---|---|
| Type | Bank |
| Address | LACONIA, NH 03246 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 04, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 20, 2017 |
| Property Address | 404 DELAWARE AVE, SAINT CLOUD, FL 34769-2980 |
| Document Number | 0052421134 |
| Book / Page | 005242 / 001134 |
| Instrument Date | Nov 20, 2017 |
| Instrument | 165951 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,505.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 DELAWARE AVE ST CLOUD FL 347692980, ST CLOUD, FL 34769-2980 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,537.00 (+17.09%) | $330,200 (+12.05%) Land $55,000 Building $275,200 | $330,200 (+12.05%) Land $55,000 Building $275,200 |
| 2023 | $4,729.00 (+12.01%) | $294,700 (+16.34%) Land $50,000 Building $244,700 | $294,700 (+16.34%) Land $50,000 Building $244,700 |
| 2022 | $4,222.00 | $253,300 Land $45,000 Building $208,300 | $253,300 Land $45,000 Building $208,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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