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420 Charter Hills Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 420 Charter Hills Rd, Beech Mountain, NC 28604 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,590 sqft · built 1968
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$394,000 (Aug 2021)
Tax Bill$1,026 (2025)
Deeds & MortgagesAug 2021 Transfer
Aug 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1950-34-2433-000

Property Details

APN / Parcel Number

Primary APN1950-34-2433-000
Alternative APN
  • 1841949

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area1,590 sqft Living Area
1st Floor Area616 sqft
AtticAttic
Attic Area616 sqft
Basement Area620 sqft
Finished Basement616 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleOther
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Patio Area364 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Account Number1841949
Street Address420 CHARTER HILLS RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8042
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHARTER HILLS A 086
Legal SubdivisionCHARTER HILLS
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1082
Census Tract921000

Owner

Source: Watauga County records · APN 1950-34-2433-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2423 PIRATE CT, JACKSONVILLE, FL 32224-1117
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2021Intrafamily Transfer, Transfer
Aug 18, 2021Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 29, 2018Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 18, 2021 · Amount on Record
Deed SaleAug 18, 2021 · Amount on Record
Prior SaleMay 11, 2018 · Amount on Record
Deed Document Number2021710213
Deed Book / Page2214 / 146
Prior Transfer DateAug 17, 2021
Prior Transfer Doc0022140143
Record UpdatedSep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWATAUGA NC
Recording DateAug 18, 2021
Property Address420 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8042
Document Number0022140143
Book / Page2214 / 143
Map ReferenceMB 4 PG 41
Instrument DateAug 17, 2021
Instrument710212
Transaction TypeTransfer
Record UpdatedAug 24, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2669, MURRELLS INLET, SC 29576-2661

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateAug 18, 2021
Property Address420 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8042
Document Number0022140146
Book / Page2214 / 146
Map ReferenceMB 4 PG 41
Instrument DateAug 17, 2021
Instrument710213
Transaction TypeTransfer
Record UpdatedAug 24, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$788.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2423 PIRATE CT, JACKSONVILLE, FL 32224-1117

Mortgage

Document Number0000710214
DateAug 18, 2021
Instrument710214
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateJan 29, 2018
Property Address420 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8042
Document Number0019570793
Book / Page1957 / 0793
Map ReferenceMB 4 PG 41
Instrument DateJan 23, 2018
Instrument665681
Transaction TypeTransfer
Record UpdatedAug 24, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$278.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5531 NW 38TH TER, 5531, COCONUT CREEK, FL 33073-4129

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2669, MURRELLS INLET, SC 29576-2661

Mortgage

Document Number0000665682
DateJan 29, 2018
Instrument665682
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2048

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,026.00 (-60.12%)$255,200 (-) Land $15,300 Building $239,900
2024$2,573.00$255,200 Land $15,300 Building $239,900
2023$255,200 Land $15,300 Building $239,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899210001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
3 of 16 on primary residences
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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