423 Charter Hills Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 423 Charter Hills Rd, Beech Mountain, NC 28604 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,056 sqft · built 1985
Lot Size0.56 acres (24,394 sqft)
OwnerCompany Name on File
Tax Bill$1,787 (2025)
Flood ZoneZone X (minimal risk)
APN1950-34-3860-000

Property Details

APN / Parcel Number

Primary APN1950-34-3860-000
Alternative APNs
  • 1950342723000
  • 1609028

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,056 sqft Living Area
1st Floor Area1,412 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Lot Area24,394 sqft (0.56 acres)
Garage Area624 sqft
PorchPorch
Porch Area480 sqft
Patio Area733 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas
Water SourceCommercial

Location & Zoning

Account Number1609028
Street Address423 CHARTER HILLS RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8042
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.56 AC, PB26 PG282
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1083
Census Tract921000

Owner

Source: Watauga County records · APN 1950-34-3860-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address423 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8042
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJul 05, 2005
Transfer Doc0010920830
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,787.00 (-61.76%)$472,100 (-6.68%) Land $26,300 Building $445,800
2024$4,673.00$472,100 Land $26,300 Building $445,800
2023$505,900 Land $26,300 Building $479,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899210001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
3 of 16 on primary residences
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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