416 Charter Hills Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 416 Charter Hills Rd, Beech Mountain, NC 28604 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,000 sqft · built 1968
Lot Size0.25 acres (10,890 sqft)
OwnerCompany Name on File
Last Sale$160,000 (Feb 2021)
Tax Bill$796 (2025)
Deeds & MortgagesFeb 2021 Sale
Jan 2019 Sale
Flood ZoneZone X (minimal risk)
APN1950-34-1287-000

Property Details

APN / Parcel Number

Primary APN1950-34-1287-000
Alternative APN
  • 1820733

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures16 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,000 sqft Living Area
1st Floor Area1,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialMetal
Lot Area10,890 sqft (0.25 acres)
Patio Area550 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Account Number1820733
Street Address416 CHARTER HILLS RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8042
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHARTER HILLS A 082
Legal SubdivisionCHARTER HILLS
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1082
Census Tract921000

Owner

Source: Watauga County records · APN 1950-34-1287-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4655 MATTHEWS MINT HILL RD, MATTHEWS, NC 28105-3644
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2021Warranty Deed, Transfer
ATTORNEY ONLY
Jan 30, 2019Warranty Deed, Transfer
OTHER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 24, 2021 · Amount on Record
Deed SaleFeb 24, 2021 · Amount on Record
Prior SaleJan 30, 2019 · Amount on Record
Deed Document Number2021702668
Deed Book / Page2168 / 597
Record UpdatedSep 20, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateFeb 24, 2021
Property Address416 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8042
Document Number0021680597
Book / Page002168 / 000597
Instrument DateFeb 23, 2021
Instrument702668
Transaction TypeTransfer
Record UpdatedMar 08, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$320.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4655 MATTHEWS MINT HILL RD MATTHEWS NC 281053644, MATTHEWS, NC 28105-3644

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateJan 30, 2019
Property Address416 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8042
Document Number0020110867
Book / Page002011 / 000867
Instrument DateJan 18, 2019
Instrument676029
Transaction TypeTransfer
Record UpdatedFeb 12, 2019
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$194.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6412 1ST AVE W BRADENTON FL 342092333, BRADENTON, FL 34209-2333

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$796.00$180,500 (-) Land $16,400 Building $164,100
2024$180,500 Land $16,400 Building $164,100
2023$180,500 Land $16,400 Building $164,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899210001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
3 of 16 on primary residences
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 3,448 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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