Watauga County property record for 415 Charter Hills Rd, Beech Mountain, NC 28604 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,499 sqft · built 1968 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Sep 2021) |
| Tax Bill | $1,367 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage Sep 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1950-34-0358-000 |
| Primary APN | 1950-34-0358-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,499 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Attic | Attic |
| Attic Area | 1,092 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Porch | Porch |
| Porch Area | 189 sqft |
| Patio Area | 425 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Water Source | Commercial |
| Account Number | 1844397 |
|---|---|
| Street Address | 415 CHARTER HILLS RD |
| City | BEECH MOUNTAIN |
| State | NC |
| Zip | 28604-8042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHARTER HILLS A 085 |
| Legal Subdivision | CHARTER HILLS |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | LAUREL CREEK |
| Census Block Group | 1 |
| Census Block | 1083 |
| Census Tract | 921000 |
Source: Watauga County records · APN 1950-34-0358-000
Assessment roll updated December 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1405 SW 13TH ST, FORT LAUDERDALE, FL 33312-3321 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2018 | Deed of Trust, Mortgage · ARM AFFILIATED MORTGAGE SERVICES |
| Sep 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 26, 2018 | Deed of Trust, Mortgage ATTORNEY ONLY |
| Mar 28, 2018 | Quit Claim Deed, Transfer P & D PROPERTIES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 28, 2021 · Amount on Record |
| Deed Sale | Sep 28, 2021 · Amount on Record |
| Prior Sale | Mar 28, 2018 · Amount on Record |
| Deed Document Number | 2021711785 |
| Deed Book / Page | 2223 / 606 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 415 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8042 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0019940258 |
|---|---|
| Date | Sep 26, 2018 |
| Book Page | 1994/0258 |
| Instrument | 672685 |
| Name | AFFILIATED MORTGAGE SERVICES |
|---|---|
| Type | Lending Institution |
| Address | ROCKY MOUNT, NC 27804 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.2% |
| Index | 1-Year CMT |
| Max Rate | 10.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Sep 28, 2021 |
| Property Address | 415 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8042 |
| Document Number | 0022230606 |
| Book / Page | 2223 / 606 |
| Map Reference | MB 4 PG 54 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 711785 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $830.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 STRATFORD RD, 103, GOLDSBORO, NC 27534-8971 |
| Name | Verified Name |
|---|---|
| Address | 1405 SW 13TH ST, FORT LAUDERDALE, FL 33312-3321 |
| Document Number | 0000711786 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 711786 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 415 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8042 |
| Document Number | 0020160680 |
| Instrument Date | Sep 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Mar 28, 2018 |
| Property Address | 415 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8042 |
| Document Number | 0019660076 |
| Book / Page | 001966 / 000076 |
| Instrument Date | Mar 23, 2018 |
| Instrument | 667354 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 420 MILLS RD GOLDSBORO NC 275300639, GOLDSBORO, NC 27530-0639 |
| Document Number | 19660078 |
|---|---|
| Date | Mar 28, 2018 |
| Book Page | 001966/000078 |
| Instrument | 667355 |
| Name | P & D PROPERTIES LLC |
|---|---|
| Address | 303 S WILLIAM ST, GOLDSBORO, NC 27530-4826 |
| Amount | Amount Recorded |
|---|---|
| Term | 156 Months |
| Due | Mar 27, 2031 |
Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Beech Mountain Town |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,367.00 | $355,800 (-) Land $18,500 Building $337,300 | |
| 2024 | $355,800 Land $18,500 Building $337,300 | ||
| 2023 | $355,800 Land $18,500 Building $337,300 |
Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899210001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 16 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force 3 of 16 on primary residences |
| Nearby Flood Claims | 5 (2011–2020) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Feb 2020 |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,448 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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