Henderson County property record for 420 3rd St, Henderson, KY 42420
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,306 sqft · built 1911 |
| Lot Size | 0.093 acres (4,066 sqft) |
| Owner | Company Name on File |
| Last Sale | $28,000 (Nov 2020) |
| Tax Bill | $310 (2025) |
| Deeds & Mortgages | Dec 2020 Line of Credit Nov 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-1-4-21 |
| Primary APN | 3-1-4-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,306 sqft Finished Area |
| Basement Area | 248 sqft |
| Unfinished Basement | 248 sqft |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1911 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,066 sqft (0.093 acres) |
| Lot Dimensions | 100 ft deep x 40.7 ft wide |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Porch Area | 105 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 46380 |
|---|---|
| Street Address | 420 3RD ST |
| City | HENDERSON |
| State | KY |
| Zip | 42420-3030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | SINGLE FAMILY |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | HENDERSON |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 20200 |
420 3rd St is owned by a company that bought it in November 2020.
Source: Henderson County records, as of November 25, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4913 HIGHGROVE RD, TALLAHASSEE, FL 32309-2957 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 18, 2020 | Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY |
| Nov 19, 2020 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2020 · Amount on File |
| Deed Sale | Nov 19, 2020 · Amount on File |
| Prior Sale | Jun 5, 2014 · Amount on File |
| Deed Document Number | 202012321 |
| Deed Book / Page | 647 / 608 |
| Prior Transfer Date | Apr 25, 2008 |
| Prior Transfer Doc | 000561/766 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 420 3RD ST, HENDERSON, KY 42420-3030 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4913 HIGHGROVE RD, TALLAHASSEE, FL 32309-2957 |
| Document Number | MT1338/352 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | MT 1338/352 |
| Instrument | 2020013481 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | HENDERSON, KY 42420 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Dec 3, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Nov 19, 2020 |
| Property Address | 420 3RD ST, HENDERSON, KY 42420-3030 |
| Document Number | RE0647/608 |
| Book / Page | RE 0647 / 608 |
| Instrument Date | Nov 4, 2020 |
| Instrument | 2020012321 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $28.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6747 OLD HENDERSON SPOTTSVILLE RD, 6747, SPOTTSVILLE, KY 42458-9738 |
| Name | Verified Name |
|---|---|
| Address | 6747 OLD HENDERSON SPOTTSVILLE RD, SPOTTSVILLE, KY 42458-9738 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 420 3rd St was $310.
Source: Henderson County assessment roll, as of November 25, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Municipality | Henderson City |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $310.00 | $28,000 | $28,000 |
| 2023 | $313.00 (+0.97%) | $28,000 (-) | $28,000 (-) |
| 2022 | $310.00 | $28,000 | $28,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 420 3rd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2005) |
| Most Recent Claim | Nov 2005 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 420 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Henderson Municipal Power & Light Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Verizon, Watch TV.
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