419 3rd St, Henderson, KY 42420 Property Records

Henderson County property record for 419 3rd St, Henderson, KY 42420

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,168 sqft · built 1915
Lot Size0.103 acres (4,500 sqft)
OwnerCompany Name on Record
Last Sale$215,000 (Jan 2020)
Tax Bill$720 (2025)
Deeds & MortgagesJan 2020 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN3-1-1-12

Property Details

APN / Parcel Number

Primary APN3-1-1-12
Alternative APN
  • 46380

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,168 sqft Finished Area

Exterior

Year BuiltBuilt 1915
Exterior MaterialOther
Construction TypeWood
Foundation TypeStone
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area4,500 sqft (0.103 acres)
Lot Dimensions150 ft deep x 30 ft wide
PorchPorch
Porch Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Account Number46380
Street Address419 3RD ST
CityHENDERSON
StateKY
Zip42420-3029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIAL
Legal DescriptionSINGLE FAMILY
JurisdictionHENDERSON KY
Township / Civil DivisionHENDERSON
Census Block Group1
Census Block1014
Census Tract20200

Owner

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4913 HIGHGROVE RD, TALLAHASSEE, FL 32309-2957
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 28, 2020 · Amount on Record
Deed SaleJan 28, 2020 · Amount on Record
Prior SaleFeb 8, 2016 · Amount on Record
Deed Document Number2020000908
Deed Book / PageRE 0642 / 088
Record UpdatedJun 8, 2026

January 2020: Deed, Transfer

Document TypeDeed
JurisdictionHENDERSON KY
Recording DateJan 28, 2020
Property Address419 3RD ST, HENDERSON, KY 42420-3029
Document NumberRE0642/088
Book / PageRE 0642 / 088
Instrument DateDec 31, 2019
Instrument2020000908
Transaction TypeTransfer
Record UpdatedDec 12, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$215.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6747 OLD HENDERSON SPOTTSVILLE RD, SPOTTSVILLE, KY 42458-9738

Transferred To (Grantee/Buyer)

NameVerified Name
Address4913 HIGHGROVE RD, TALLAHASSEE, FL 32309-2957
InvestorPossibly a Property Investor

Mortgage

Document Number2020000909
DateJan 28, 2020
Instrument2020000909
Lender
NameFARMERS BANK & TRUST
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueDec 31, 2024

Mortgage

Document NumberMT1303/604
DateJan 28, 2020
Book PageMT 1303/604
Instrument2020000913
Lender
NameFARMERS BANK & TRUST
TypeBank
AddressMARION, KY 42064
Agreement
TypeFmHA Mortgage
AmountAmount Recorded
Term60 Months
DueDec 31, 2024

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHenderson County
MunicipalityHenderson City
Unified School DistrictHenderson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$720.00 (-0.83%)$65,000 (-)$65,000 (-)
2023$726.00 (+0.83%)$65,000 (-)$65,000 (-)
2022$720.00$65,000$65,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims2 (2005)
Most Recent ClaimNov 2005 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENDERSON WATER UTILITY/NORTH
serves 31,705 people · EPA ID KY0510188
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Henderson Municipal Power & Light
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Watch TV.

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