Henderson County property record for 411 3rd St, Henderson, KY 42420
| Property Type | Duplex |
|---|---|
| Details | 1 ba · 1,470 sqft · built 1921 |
| Lot Size | 0.079 acres (3,432 sqft) |
| Owner | Company Name on File |
| Last Sale | $65,000 (Apr 2016) |
| Tax Bill | $1,230 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Line of Credit Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-1-1-14 |
| Primary APN | 3-1-1-14 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,470 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1921 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,432 sqft (0.079 acres) |
| Lot Dimensions | 52 ft deep x 66 ft wide |
| Porch | Slab |
| Porch Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 50943 |
|---|---|
| Street Address | 411 3RD ST |
| City | HENDERSON |
| State | KY |
| Zip | 42420-3029 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RESIDENTIA |
| Legal Description | DUPLEX |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | HENDERSON |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 20200 |
411 3rd St, a duplex, is owned by a company that acquired it in September 2023.
Source: Henderson County records, as of December 2, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3677 ARBOR POINTE DR, NEWBURGH, IN 47630-7817 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2022 | Deed, Transfer · Line of Credit INDIANA MEMBERS CU |
| Jun 15, 2017 | Deed of Trust, Mortgage FIRST NATIONAL BANK OF CARMI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2016 · Amount on File |
| Deed Sale | Apr 25, 2016 · Amount on File |
| Prior Sale | May 6, 2005 · Amount on File |
| Deed Document Number | 20164409 |
| Deed Book / Page | 616 / 841 |
| Last Transfer Date | Sep 14, 2023 |
| Transfer Doc | 0000009471 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Jul 28, 2022 |
| Property Address | 411 3RD ST, HENDERSON, KY 42420-3029 |
| Document Number | 0RE661/152 |
| Book / Page | RE661 / 152 |
| Instrument Date | Jul 27, 2022 |
| Instrument | 2022007741 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2466 HIDDEN OAK CT, 2466, NEWBURGH, IN 47630-8068 |
| Name | Verified Name |
|---|---|
| Address | 312 N GREEN ST, HENDERSON, KY 42420-2902 |
| Document Number | 2022007742 |
|---|---|
| Date | Jul 28, 2022 |
| Instrument | 2022007742 |
| Name | INDIANA MEMBERS CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 25, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 411 3RD ST, HENDERSON, KY 42420-3029 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | MT1241/401 |
|---|---|
| Date | Jun 15, 2017 |
| Book Page | MT 1241/401 |
| Instrument | 2017006728 |
| Name | FIRST NATIONAL BANK OF CARMI |
|---|---|
| Type | Bank |
| Address | EVANSVILLE, IN 47712 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Jun 12, 2027 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 411 3rd St was $1,230.
Source: Henderson County assessment roll, as of November 25, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Municipality | Henderson City |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,230.00 | $111,000 | $111,000 |
| 2023 | $1,240.00 (-41.4%) | $111,000 (+70.77%) | $111,000 (+70.77%) |
| 2022 | $2,116.00 | $65,000 | $65,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 411 3rd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2005) |
| Most Recent Claim | Nov 2005 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 411 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Henderson Municipal Power & Light Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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