Henderson County property record for 426 3rd St, Henderson, KY 42420
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,252 sqft · built 1915 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $51,000 (Aug 2021) |
| Tax Bill | $565 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Line of Credit Oct 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-1-4-23 |
| Primary APN | 3-1-4-23 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,252 sqft Finished Area |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,000 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 112 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 52637 |
|---|---|
| Street Address | 426 3RD ST |
| City | HENDERSON |
| State | KY |
| Zip | 42420-3030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | SINGLE FAMILY |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | HENDERSON |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 20200 |
426 3rd St is owned by a company that bought it in August 2021 and is owner-occupied.
Source: Henderson County records, as of June 12, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 9068 FRUIT LN, HENDERSON, KY 42420-9661 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2021 | Deed, Transfer · Line of Credit UNITED COMMUNITY BANK OF WEST KY IN |
| Oct 22, 2020 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2021 · Amount on File |
| Deed Sale | Aug 2, 2021 · Amount on File |
| Deed Document Number | 20218829 |
| Deed Book / Page | 652 / 791 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Aug 2, 2021 |
| Property Address | 426 3RD ST, HENDERSON, KY 42420-3030 |
| Document Number | RE0652/791 |
| Book / Page | RE 0652 / 791 |
| Instrument Date | Jul 20, 2021 |
| Instrument | 2021008829 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | ANCONA TITLE, NONA TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $51.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 887 COTTINGHAM PRATT RD, SEBREE, KY 42455-9700 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 9068 FRUIT LN, HENDERSON, KY 42420-9661 |
| Document Number | 2021008830 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | 2021008830 |
| Name | UNITED COMMUNITY BANK OF WEST KY IN |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jul 5, 2031 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Oct 22, 2020 |
| Property Address | 426 3RD ST, HENDERSON, KY 42420-3030 |
| Document Number | 0RE0647/32 |
| Book / Page | RE 0647 / 32 |
| Instrument Date | Oct 21, 2020 |
| Instrument | 2020011215 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $15.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 631 BARRETT BLVDU, HENDERSON, KY 42420 |
| Name | Verified Name |
|---|---|
| Address | 887 COTTINGHAM PRATT RD, SEBREE, KY 42455-9700 |
The 2025 property tax bill for 426 3rd St was $565 with a homeowner's exemption.
Source: Henderson County assessment roll, as of November 25, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Municipality | Henderson City |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $565.00 Homeowner's exemption | $51,000 | $51,000 |
| 2023 | $570.00 (+0.88%) Homeowner's exemption | $51,000 (+14.61%) | $51,000 (+14.61%) |
| 2022 | $565.00 Homeowner's exemption | $44,500 | $44,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 426 3rd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2005) |
| Most Recent Claim | Nov 2005 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 426 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Henderson Municipal Power & Light Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Verizon, Watch TV.
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