Cecil County property record for 42 Thyme St, Elkton, MD 21921
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,246 sqft · built 1992 |
| Lot Size | 0.062 acres (2,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,336 (Jan 2020) |
| Tax Bill | $2,818 (2025) |
| Deeds & Mortgages | Oct 2020 Transfer Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-093182 |
| Primary APN | 03-093182 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,246 sqft Total Area |
| Basement Area | 350 sqft |
| Finished Basement | 350 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,700 sqft (0.062 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 093182 |
|---|---|
| Street Address | 42 THYME ST |
| City | ELKTON |
| State | MD |
| Zip | 21921-6570 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LOT 21 - .062 ACRE 42 THYME STREET WHITEHALL WEST |
| Legal Subdivision | WHITEHALL WEST |
| Legal Lot Number | 21 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 3, ELKTON |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 30505 |
Source: Cecil County records · APN 03-093182
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 42 THYME ST, ELKTON, MD 21921-6570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 08, 2020 | Quit Claim Deed, Transfer KIRSH TITLE SERVICES, KIRSH TITLE SVCS |
| Jan 15, 2020 | Deed, Transfer · Conventional Mortgage ATLANTIC HOME LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 15, 2020 · Amount on Record |
| Deed Sale | Jan 15, 2020 · Amount on Record |
| Prior Sale | Jul 11, 2014 · Amount on Record |
| Deed Book / Page | 4534 / 261 |
| Last Transfer Date | Oct 08, 2020 |
| Transfer Doc | 0047160329 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Oct 08, 2020 |
| Property Address | 42 THYME ST, ELKTON, MD 21921-6570 |
| Document Number | 0047160329 |
| Book / Page | 004716 / 000329 |
| Instrument Date | Oct 08, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2020 |
| Title Company | KIRSH TITLE SERVICES, KIRSH TITLE SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Jan 15, 2020 |
| Property Address | 42 THYME ST, ELKTON, MD 21921-6570 |
| Document Number | 0045340261 |
| Book / Page | 4534 / 261 |
| Map Reference | CAB 87-132 |
| Instrument Date | Jan 06, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | KIRSH TITLE SER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 42 THYME ST, ELKTON, MD 21921-6570 |
| Investor | Possibly a Property Investor |
| Document Number | 0004534266 |
|---|---|
| Date | Jan 15, 2020 |
| Instrument | 4534/266 |
| Name | ATLANTIC HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Municipality | Elkton Town |
| Unified School District | Cecil County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $182,467 (+11.99%) | $202,000 (-) Land $60,000 Building $142,000 | |
| 2025 | $2,818.00 (+62.05%) | $162,933 (+16.21%) | $202,000 (+40.86%) Land $60,000 Building $142,000 |
| 2023 | $1,739.00 | $140,200 | $143,400 Land $40,000 Building $103,400 |
Source: FEMA National Flood Hazard Layer as of May 10, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (2003–2024) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Listed Area | Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: IQ Fiber Intermediate Holdings, Verizon.
Based on FCC filings for 320 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF ELKTON serves 15,625 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Dec 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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