Cecil County property record for 46 Thyme St, Elkton, MD 21921 · Last verified August 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 1.5 Baths |
| Architecture Style | Townhouse |
| Year Built | Built 1992 |
| Square Footage | 1,238 sqft Total Area |
| Lot Size | 2,744 sqft (0.063 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $172,000 (2021) |
| Tax Bill | $3,112.00 (2025) |
| Primary APN | 03-093166 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,238 sqft Total Area |
| Basement Area | 428 sqft Basement |
| Finished Basement | 428 sqft Finished |
| Stories | 2 Stories |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Townhouse Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 2,744 sqft (0.063 acres) |
| Deck Area | 216 sqft Deck |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 093166 |
|---|---|
| Street Address | 46 THYME ST |
| City | ELKTON |
| State | MD |
| Zip | 21921-6572 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 23 - .063 ACRE 46 THYME STREET WHITEHALL WEST |
| Legal Subdivision | WHITEHALL WEST |
| Legal Lot Number | 23 |
| Jurisdiction | CECIL MD |
| Minor Civil Division | 3, ELKTON |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 30505 |
Source: Cecil County records · APN 03-093166
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46 THYME ST, ELKTON, MD 21921-6572 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 26, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Jun 30, 2021 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage EMBRACE HOME LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 30, 2021 · Amount on Record |
| Deed Sale | Jun 30, 2021 · Amount on Record |
| Prior Sale | Apr 24, 2007 · Amount on Record |
| Deed Book / Page | 4927 / 1 |
| Prior Transfer Date | Aug 21, 2006 |
| Prior Transfer Doc | 0022670746 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 46 THYME ST, ELKTON, MD 21921-6572 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0046280062 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | 4628/62 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Jun 30, 2021 |
| Property Address | 46 THYME ST, ELKTON, MD 21921-6572 |
| Document Number | 0049270001 |
| Book / Page | 4927 / 1 |
| Map Reference | CAB 87 FO 132 |
| Instrument Date | Jun 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | LIBERTY TITLE, LIBERTY TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 THYME ST, ELKTON, MD 21921-6572 |
| Document Number | 0000049279 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 4927/9 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Municipality | Elkton Town |
| Unified School District | Cecil County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $201,367 (+11.91%) | $222,800 (-) Land $60,000 Building $162,800 | |
| 2025 | $3,112.00 (+63.79%) | $179,933 (+20.38%) | $222,800 (+40.57%) Land $60,000 Building $162,800 |
| 2023 | $1,900.00 | $149,467 | $158,500 Land $40,000 Building $118,500 |
Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Listed Area | Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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