38 Thyme St, Elkton, MD 21921 Property Records

Cecil County property record for 38 Thyme St, Elkton, MD 21921 · Last verified August 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bathrooms	1.5 Baths
Architecture Style	Townhouse
Year Built	Built 1992
Square Footage	1,246 sqft Total Area
Lot Size	5,227 sqft (0.12 acres)
Occupancy	Owner Occupied
Last Sale	$215,000 (2022)
Tax Bill	$2,665.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-093204`
Alternative APNs	`3093204` `093204`

Interior

Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,246 sqft Total Area
Stories	2 Stories

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Townhouse Style
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	5,227 sqft (0.12 acres)
Deck Area	252 sqft Deck
Patio Area	252 sqft Patio

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	093204
Street Address	38 THYME ST
City	ELKTON
State	MD
Zip	21921-6570
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 19 - .12 ACRE 38 THYME STREET WHITEHALL WEST
Legal Subdivision	WHITEHALL WEST
Legal Lot Number	19
Jurisdiction	CECIL MD
Minor Civil Division	3, ELKTON
Census Blockgroup	1
Census Block	1014
Census Tract	30505

Owner

Source: Cecil County records · APN 03-093204

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	38 THYME ST, ELKTON, MD 21921-6570
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN FINANCIAL NETWORK INC
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 19, 2022 · Amount on Record
Deed Sale	Jul 19, 2022 · Amount on Record
Prior Sale	Nov 13, 2006
Deed Book / Page	5202 / 251
Transfer Doc	0015570679
Record Refreshed	Sep 20, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jul 19, 2022
Property Address	38 THYME ST, ELKTON, MD 21921-6570
Document Number	0052020251
Book / Page	5202 / 251
Map Reference	MB 87 FO 132
Instrument Date	Jul 13, 2022
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 THYME ST, ELKTON, MD 21921-6570

Mortgage

Document Number	0005202256
Date	Jul 19, 2022
Instrument	5202-256

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	38 THYME ST, ELKTON, MD 21921-6570
Document Number	0046230187
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 THYME ST ELKTON MD 219216570, ELKTON, MD 21921-6570

Mortgage

Document Number	0046230187
Date	Jun 22, 2020
Book Page	004623/000187

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 21, 2035

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	38 THYME ST, ELKTON, MD 21921-6570
Document Number	0043520077
Instrument Date	Dec 28, 2018
Transaction Type	Mortgage
Record Updated	Jan 31, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 THYME ST ELKTON MD 219216570, ELKTON, MD 21921-6570

Mortgage

Document Number	0043520077
Date	Jan 18, 2019
Book Page	004352/000077

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	180 Months
Due	Jan 17, 2034

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,100 (+12.98%)	$194,100 (-) Land $60,000 Building $134,100
2025	$2,665.00 (+65.22%)	$154,100 (+15.89%)	$194,100 (+44.74%) Land $60,000 Building $134,100
2023	$1,613.00	$132,967	$134,100 Land $40,000 Building $94,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

38 Thyme St, Elkton, MD 21921 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2022: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Historic Designation

Nearby Properties on Thyme St

Nearby Streets

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