37 Thyme St, Elkton, MD 21921 Property Records

Cecil County property record for 37 Thyme St, Elkton, MD 21921 · Last verified August 2026

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,152 sqft · built 1992
Lot Size	0.231 acres (10,062 sqft)
Owner	Individual Name on File
Last Sale	$141,000 (May 2020)
Tax Bill	$2,751 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-093115`

Property Details

APN / Parcel Number

Primary APN	`03-093115`
Alternative APNs	`3093115` `093115`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,152 sqft Total Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,062 sqft (0.231 acres)
Deck Area	327 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	093115
Street Address	37 THYME ST
City	ELKTON
State	MD
Zip	21921-6525
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 38 - .231 ACRE 37 THYME STREET WHITEHALL WEST
Legal Subdivision	WHITEHALL WEST
Legal Lot Number	38
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	1
Census Block	1020
Census Tract	30505

Owner

Source: Cecil County records · APN 03-093115

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	37 THYME ST, ELKTON, MD 21921-6525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 20, 2020 · Amount on Record
Deed Sale	May 20, 2020 · Amount on Record
Prior Sale	Apr 22, 2015 · Amount on Record
Deed Book / Page	4601 / 435
Record Updated	Sep 20, 2026

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	May 20, 2020
Property Address	37 THYME ST, ELKTON, MD 21921-6525
Document Number	0046010435
Book / Page	4601 / 435
Map Reference	MB PC 87 FO 132
Instrument Date	Apr 30, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	37 THYME ST, ELKTON, MD 21921-6525

Mortgage

Document Number	0004601443
Date	May 20, 2020
Instrument	4601/443

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,667 (+26.55%)	$188,300 (+30.4%) Land $60,000 Building $128,300
2025	$2,751.00 (+63.07%)
2023	$1,687.00	$137,233	$144,400 Land $40,000 Building $104,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240150305051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2003–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jan 2024, tidal / storm surge
Claims By Storm	Hurricane Isabel, Sep 2003 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 320 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

May also be available at this address: Verizon, IQ Fiber Intermediate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.