Essex County and Saugus Town property record for 42 School St, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,664 sqft · built 1940 |
| Lot Size | 0.126 acres (5,497 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $600,000 (Jan 2022) |
| Tax Bill | $5,905 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Jul 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:006-E B:0013 L:0006 |
| Primary APN | SAUG M:006-E B:0013 L:0006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,664 sqft Living Area |
| Gross Area | 2,648 sqft |
| 1st Floor Area | 832 sqft |
| Basement Area | 832 sqft |
| Unfinished Basement | 832 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,497 sqft (0.126 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 3810028 |
|---|---|
| Street Address | 42 SCHOOL ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-3757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 13 |
| Legal Lot Number | 6 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 208101 |
Source: Essex County and Saugus Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 42 SCHOOL ST, SAUGUS, MA 01906-3757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA |
| Jul 30, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jul 30, 2021 | Quit Claim Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2022 · Amount on Record |
| Deed Sale | Jan 19, 2022 · Amount on Record |
| Prior Sale | Jul 30, 2021 · Amount on Record |
| Deed Book / Page | 40667 / 401 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Jan 19, 2022 |
| Property Address | 42 SCHOOL ST, SAUGUS, MA 01906-3757 |
| Document Number | 040667-401 |
| Book / Page | 40667 / 401 |
| Instrument Date | Jan 19, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 42 SCHOOL ST, SAUGUS, MA 01906-3757 |
| Investor | Possibly a Property Investor |
| Document Number | 0000633186 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | 633186 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Jul 30, 2021 |
| Property Address | 42 SCHOOL ST, SAUGUS, MA 01906-3757 |
| Document Number | 040132-175 |
| Book / Page | 40132 / 175 |
| Instrument Date | Jul 29, 2021 |
| Instrument | 20210730004880 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 42 SCHOOL ST, SAUGUS, MA 01906-3757 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Jul 30, 2021 |
| Property Address | 42 SCHOOL ST, SAUGUS, MA 01906-3757 |
| Document Number | 0000627777 |
| Instrument Date | Jul 29, 2021 |
| Instrument | 627777 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 42 SCHOOL ST, SAUGUS, MA 01906-3757 |
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,905.00 (+2.8%) | $552,900 (+2.52%) Land $316,300 Building $236,600 | $628,995 |
| 2024 | $5,744.00 (+4.11%) | $539,300 (+10.06%) Land $307,800 Building $231,500 | |
| 2023 | $5,517.00 | $490,000 Land $269,300 Building $220,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1979–1984) |
| Most Recent Claim | Jun 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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