Essex County and Saugus Town property record for 36 School St, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,102 sqft · built 1927 |
| Lot Size | 0.126 acres (5,502 sqft) |
| Owner | Individual Name on File |
| Last Sale | $520,000 (Nov 2021) |
| Tax Bill | $5,571 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Nov 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:006-E B:0013 L:0003 |
| Primary APN | SAUG M:006-E B:0013 L:0003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,102 sqft Living Area |
| Gross Area | 2,696 sqft |
| 1st Floor Area | 872 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,502 sqft (0.126 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 7417010 |
|---|---|
| Street Address | 36 SCHOOL ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-3757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 13 |
| Legal Lot Number | 3 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 208101 |
Source: Essex County and Saugus Town records · APN SAUG M:006-E B:0013 L:0003
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 36 SCHOOL ST, SAUGUS, MA 01906-3757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MSA LENDING LLC |
| Nov 05, 2018 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Nov 06, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN BANK |
| Jun 01, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 15, 2021 · Amount on Record |
| Deed Sale | Nov 15, 2021 · Amount on Record |
| Prior Sale | Apr 26, 2002 · Amount on Record |
| Deed Book / Page | 40486 / 165 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Nov 15, 2021 |
| Property Address | 36 SCHOOL ST, SAUGUS, MA 01906-3757 |
| Document Number | 040486-165 |
| Book / Page | 40486 / 165 |
| Instrument Date | Nov 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 36 SCHOOL ST, SAUGUS, MA 01906-3757 |
| Document Number | 0040486167 |
|---|---|
| Date | Nov 15, 2021 |
| Instrument | 40486/167 |
| Name | MSA LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 36 SCHOOL ST, SAUGUS, MA 01906-3757 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37130-300 |
|---|---|
| Date | Nov 05, 2018 |
| Book Page | 37130/300 |
| Instrument | 181105000490 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 36 SCHOOL ST, SAUGUS, MA 01906-3757 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38002-598 |
|---|---|
| Date | Nov 06, 2019 |
| Book Page | 38002/598 |
| Instrument | 20191106000220 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 36 SCHOOL ST, SAUGUS, MA 01906-3757 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38567-220 |
|---|---|
| Date | Jun 01, 2020 |
| Book Page | 38567/220 |
| Instrument | 20200601002430 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 01, 2040 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,571.00 (+2.73%) | $521,600 (+2.44%) Land $316,400 Building $205,200 | $569,335 |
| 2024 | $5,423.00 (+2.05%) | $509,200 (+7.9%) Land $307,800 Building $201,400 | |
| 2023 | $5,314.00 | $471,900 Land $269,300 Building $202,600 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1979–1984) |
| Most Recent Claim | Jun 1984 · tidal / storm surge |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 554 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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